Property News · February 25, 2016

The way insurers lock out people with court convictions is bizarre


Mainstream home and car insurers have a blanket ban on people with unspent convictions – these kinds of policies are unfair and sometimes illegalTo many of the 1.2 million people convicted in court each year, it comes as a surprise to find that if they try to take out home insurance, or renew their existing policy, they’ll probably struggle. Every mainstream home insurer has a blanket ban on people with unspent convictions.They say that ex-offenders are higher risk, citing vigilantism, arson and potential reoffending as some of the justifications. Many motor insurers do the same. Put simply, insurers use unspent convictions as a proxy for risk. Continue reading…

Source : theguardian.com
Read more…The way insurers lock out people with court convictions is bizarre

You may also like...