A reader wonders whether to use savings on Help to Buy, or to reduce her main mortgage – or to wait to remortgageQ My husband and I purchased a new-build house for £300,000 in January 2014, with a £40,000 deposit, £60,000 Help to Buy equity loan and a £200,000 mortgage with a two-year fixed rate. Since then, we have been lucky enough to accrue somewhere close to £20,000 in savings. This is partly due to an inheritance and partly due to us putting lots away from our monthly salaries. Continue reading…
Source : theguardian.com
Read more…Should we use savings to pay off part of our Help to Buy loan?















