Property News · December 28, 2017

Halifax’s incompetence has left me with a poor credit rating for months


A system error at the bank means my card applications were recorded as ‘hard searches’ on my credit historyI applied online for a credit card with Halifax, which failed because of a “system error”. Halifax said it was a temporary fault and I should wait a few days and reapply. I did so a few weeks later. This was also rejected. Soon after, I found both applications were listed as “hard searches” and had affected my credit score. It turned out my first application was approved but didn’t go through because of the system error and was listed as a failed attempt on my credit history. The second was rejected as it appeared the first attempt had failed less than 30 days previously. Continue reading…

Source : theguardian.com
Read more…Halifax’s incompetence has left me with a poor credit rating for months

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