Property News · May 28, 2016

Chased for a tiny Halifax debt – but only after it let it spiral into three figures


I haven’t used an account for 20 years, and suddenly it wants more than £100 from meI’ve been contacted by a debt recovery agency asking for £106 to settle an outstanding sum on a Halifax account I didn’t remember having. Finally it sent me some previous statements dating back to 2008, when I apparently owed £22.42, but these had been sent to an address I lived at up until 1996. Overdraft charges have raised the sum to £106.Since I can’t have used that account for 20 years, any original sum owing must have been tiny – so tiny I don’t recall there being one. I suppose legally I owe the money, but it seems very unfair that if they can contact me after 20 years and two moves, why couldn’t they have made the effort 15 years ago when I owed £10 or less? Continue reading…

Source : theguardian.com
Read more…Chased for a tiny Halifax debt – but only after it let it spiral into three figures

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