{"id":98367,"date":"2018-09-22T15:00:16","date_gmt":"2018-09-22T08:00:16","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/our-house-fell-apart-but-our-insurer-wont-pay-the-full-amount\/"},"modified":"2018-09-22T15:05:11","modified_gmt":"2018-09-22T08:05:11","slug":"our-house-fell-apart-but-our-insurer-wont-pay-the-full-amount","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/our-house-fell-apart-but-our-insurer-wont-pay-the-full-amount\/","title":{"rendered":"&#039;Our house fell apart \u2013 but our insurer won&#039;t pay the full amount&#039;"},"content":{"rendered":"<p>&#013;<br \/>\nA Sussex family has had an eight-year battle to get a full payout over subsidence in their homeA Sussex family has accused Direct Line of \u201cshocking and appalling\u201d treatment following an eight-year battle over a subsidence claim during which time, they say, the property has worsened each year to the point of becoming dangerous.Robert Sherburn first reported cracks in the walls back in 2010, when he and his wife Anna\u2019s first son, Hector was still in nappies. Eight years on, they say their three children have had to live in a home that is falling apart, and the subsidence is so bad they can put a hand through some of the holes in the walls. Rain was leaking into the kids\u2019 bedrooms. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2018\/sep\/22\/house-fell-insurer-payout-subsidence\" target=\"_blank\">&#8216;Our house fell apart \u2013 but our insurer won&#8217;t pay the full amount&#8217;<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; A Sussex family has had an eight-year battle to get a full payout over subsidence&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-98367","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-pAz","jetpack-related-posts":[{"id":5292,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homeowners-who-made-subsidence-claims-are-unable-to-switch-insurers\/","url_meta":{"origin":98367,"position":0},"title":"Homeowners who made subsidence claims are unable to switch insurers","date":"February 20, 2016","format":false,"excerpt":"\r Even if the problem was decades ago and your property has been underpinned, providers don\u2019t want to knowHomeowners who have claimed for subsidence on their insurance are stuck paying expensive premiums to existing providers because no other insurers will offer them cover.Mary Pope, aged 72, who lives in Cardiff,\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":96213,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/cracking-summer-uk-insurers-expect-rise-in-subsidence-claims\/","url_meta":{"origin":98367,"position":1},"title":"Cracking summer: UK insurers expect rise in subsidence claims","date":"August 17, 2018","format":false,"excerpt":"\r Heatwave has caused damage to walls of homes, with south-east particularly susceptible Insurers are bracing themselves for a spike in subsidence claims after this summer\u2019s heatwave led to cracks appearing in walls across south-east England. Several big-name insurers have reported that subsidence incidents are up 20% on this time\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":138965,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/feeling-the-heat-how-extreme-weather-is-pushing-up-uk-home-insurance-costs\/","url_meta":{"origin":98367,"position":2},"title":"Feeling the heat: how extreme weather is pushing up UK home insurance costs","date":"August 28, 2023","format":false,"excerpt":"\r Subsidence claims rise as climate crisis causes heatwaves, storms and floodingRecord temperatures, flash floods, storms \u2013 the UK\u2019s weather is becoming more extreme, and it is having an impact on our homes. Last summer\u2019s heatwave caused subsidence cases to triple at one major insurer, and experts say that the\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":39687,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-we-buy-a-property-in-an-area-of-coalmining-subsidence\/","url_meta":{"origin":98367,"position":3},"title":"Should we buy a property in an area of coalmining subsidence?","date":"January 5, 2017","format":false,"excerpt":"\r We are awaiting a full mining report and have had a structural survey, but know we risk insurance being far higherQ We are in the process of purchasing a property and have a report that states our property is within 50 metres of coalmining subsidence claims. We\u2019ve had a\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":114485,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/ma-cant-fix-countrywides-subsidence\/","url_meta":{"origin":98367,"position":4},"title":"M&amp;A can\u2019t fix Countrywide\u2019s subsidence","date":"February 24, 2020","format":false,"excerpt":"\r Savvy investors shouldn\u2019t bet the house on mooted all-share tie-up with LSL\r \r Source : ft.com\r Read more...M&A can\u2019t fix Countrywide\u2019s subsidence","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":97538,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-summer-heat-prompts-surge-in-subsidence-claims\/","url_meta":{"origin":98367,"position":5},"title":"UK summer heat prompts surge in subsidence claims","date":"September 9, 2018","format":false,"excerpt":"\r Cost of buildings insurance rising more quickly than cost of contents cover\r \r Source : ft.com\r Read more...UK summer heat prompts surge in subsidence claims","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/98367"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=98367"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/98367\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=98367"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=98367"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=98367"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}