{"id":94943,"date":"2018-07-29T06:05:42","date_gmt":"2018-07-28T23:05:42","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/give-britains-young-homebuyers-state-loans-for-deposits-urges-report\/"},"modified":"2018-07-29T10:05:08","modified_gmt":"2018-07-29T03:05:08","slug":"give-britains-young-homebuyers-state-loans-for-deposits-urges-report","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/give-britains-young-homebuyers-state-loans-for-deposits-urges-report\/","title":{"rendered":"Give Britain\u2019s young homebuyers state loans for deposits, urges report"},"content":{"rendered":"


\nGovernment should help millions get on the housing ladderYoung people struggling to buy their first home should be offered loans by the government to help them pay the deposit, according to a new report which warns that reduced home ownership and the recent surge in private renting is damaging family life.The idea has been put forward by the Housing and Finance Institute (HFI) as one of several initiatives it believes necessary to increase the number of homeowners by one million by 2035. As with the current system of student loans, the HFI suggests the loans could be repaid as a proportion of salary once the recipient has reached a certain income threshold. Continue reading…
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\nSource : theguardian.com
\nRead more…Give Britain\u2019s young homebuyers state loans for deposits, urges report<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Government should help millions get on the housing ladderYoung people struggling to buy their first...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-94943","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-oHl","jetpack-related-posts":[{"id":53367,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/smaller-deposits-raise-hopes-for-uk-first-time-homebuyers\/","url_meta":{"origin":94943,"position":0},"title":"Smaller deposits raise hopes for UK first-time homebuyers","date":"May 1, 2017","format":false,"excerpt":"\r Hamptons says re-emergence of higher loan-to-value mortgages combined with lower lending rates and cooling prices have boosted purchase prospectsEasier access to mortgages with a small deposit has offered some glimmers of hope for first-time buyers struggling to get on to Britain\u2019s housing ladder, according to a new report.Research on\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":109135,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/first-time-homebuyers-could-snag-lower-costs-for-fha-loans-under-house-passed-bill\/","url_meta":{"origin":94943,"position":1},"title":"First-time homebuyers could snag lower costs for FHA loans under House-passed bill","date":"July 18, 2019","format":false,"excerpt":"\r The Housing Financial Literacy Act would provide a discount on upfront mortgage insurance if the borrower goes through financial literacy counseling.\r \r Source : cnbc.com\r Read more...First-time homebuyers could snag lower costs for FHA loans under House-passed bill","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":80152,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/quicken-loans-ceo-on-housing-market-concerns\/","url_meta":{"origin":94943,"position":2},"title":"Quicken Loans CEO on housing market concerns","date":"February 16, 2018","format":false,"excerpt":"\r Jay Farner, Quicken Loans CEO, discusses where he sees the biggest risks to housing as interest rates rise ahead of the spring buying season. Seventy-percent of people reaching out to us are first time homebuyers, says Farner.\r \r Source : cnbc.com\r Read more...Quicken Loans CEO on housing market concerns","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":151284,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-rush-to-riskier-loans-as-tariff-turmoil-pushes-interest-rates-higher\/","url_meta":{"origin":94943,"position":3},"title":"Homebuyers rush to riskier loans, as tariff turmoil pushes interest rates higher","date":"April 16, 2025","format":false,"excerpt":"\r Mortgage rates moved sharply higher last week, causing a drop in mortgage demand and a surge in homebuyers seeking riskier loans.\r \r Source : cnbc.com\r Read more...Homebuyers rush to riskier loans, as tariff turmoil pushes interest rates higher","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":4680,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-pay-less-than-renters-in-a-third-of-uk-towns-and-cities\/","url_meta":{"origin":94943,"position":4},"title":"Homebuyers pay less than renters in a third of UK towns and cities","date":"October 9, 2015","format":false,"excerpt":"\r Paying off a typical 90% mortgage is cheaper in 36% of cities but in London monthly repayments on loans can be 50% more than rentingBuying a home is cheaper than renting the same property in a third of Britain\u2019s towns and cities \u2013 all of them outside the south\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":150020,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-mortgage-loans-surge-to-9-month-high-as-new-homebuyers-seek-more-financing\/","url_meta":{"origin":94943,"position":5},"title":"Hong Kong mortgage loans surge to 9-month high as new homebuyers seek more financing","date":"March 31, 2025","format":false,"excerpt":"\r Financial institutions approved mortgage loan applications worth US$3.3 billion in February.\r \r Source : South China Morning Post\r Read more...Hong Kong mortgage loans surge to 9-month high as new homebuyers seek more financing","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/94943"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=94943"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/94943\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=94943"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=94943"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=94943"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}