{"id":93963,"date":"2018-07-16T13:00:32","date_gmt":"2018-07-16T06:00:32","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/why-wont-barclays-let-me-cancel-my-direct-debit\/"},"modified":"2018-07-17T00:04:46","modified_gmt":"2018-07-16T17:04:46","slug":"why-wont-barclays-let-me-cancel-my-direct-debit","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/why-wont-barclays-let-me-cancel-my-direct-debit\/","title":{"rendered":"Why won\u2019t Barclays let me cancel my direct debit?"},"content":{"rendered":"<p>&#013;<br \/>\nThe bank insisted I had to tell the \u2018merchant\u2019 involved to confirm the cancellationShortly after we cancelled a direct debit, we received an email from Barclays saying we had to contact the \u201cmerchant\u201d we had been paying to confirm the cancellation. After complaining, we were told that if we did not do so, the merchant could continue to take a payment. Halifax, our other bank, said the same. BG, NewcastleAccording to the official direct debits website, operated by Bacs, you can cancel at any time by contacting your bank or building society. \u201cIf this is by phone or internet, written confirmation may be required.\u201d It recommends you notify the merchant, but you don\u2019t have to. \u201cUnder the scheme, it would have to obtain your authority to reinstate a cancelled instruction,\u201d it adds. But if you are in a contract, such as a 12-month gym membership, cancelling a direct debit does not, in itself, exonerate you from an obligation to pay. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2018\/jul\/16\/barclays-direct-debit-cancel-merchant\" target=\"_blank\">Why won\u2019t Barclays let me cancel my direct debit?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; The bank insisted I had to tell the \u2018merchant\u2019 involved to confirm the cancellationShortly after&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-93963","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-orx","jetpack-related-posts":[{"id":29243,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/dw-fitness-clubs-wont-let-me-cancel-my-membership\/","url_meta":{"origin":93963,"position":0},"title":"DW Fitness Clubs won\u2019t let me cancel my membership","date":"October 9, 2016","format":false,"excerpt":"\r I ran the gym to cancel and stopped my direct debit. Now debt collectors are threatening legal actionAt the end of 2015 my partner and I joined our local DW Fitness Clubs gym in Manchester, but after six months decided to cancel our membership. We were told this could\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":71463,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/barclays-posts-out-pin-numbers-alongside-new-debit-cards\/","url_meta":{"origin":93963,"position":1},"title":"Barclays posts out pin numbers alongside new debit cards","date":"November 10, 2017","format":false,"excerpt":"\r The bank\u2019s actions are leaving account holders vulnerable, with many fearing their cards and pins could easily fall into the wrong handsBarclays has admitted it has a \u201cknown\u201d technical problem that is resulting in thousands of letters containing pin numbers being sent out in the post alongside new debit\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":15290,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/why-is-barclays-replacing-my-debit-card\/","url_meta":{"origin":93963,"position":2},"title":"Why is Barclays replacing my debit card?","date":"February 4, 2012","format":false,"excerpt":"\r You are paying the price in battle to beat card fraudBarclays wrote advising me that my debit card, valid until 2014, was to be replaced. I phoned the number given in the letter to find out what was going on. The fraud team answered and said it was an\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":70950,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/barclays-refuses-to-refund-stolen-6000\/","url_meta":{"origin":93963,"position":3},"title":"Barclays refuses to refund stolen \u00a36,000","date":"November 4, 2017","format":false,"excerpt":"\r When a debit card was \u2018lost\u2019 in the post, it was used with a pin to get the cash. But the bank won\u2019t take actionA Barclays customer of more than 40 years has described her \u201cprofound shock\u201d after the bank refused to refund \u00a36,000 taken from her account after\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":22765,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/one-familys-nightmare-as-fraudsters-ransack-barclays-account-by-phone\/","url_meta":{"origin":93963,"position":4},"title":"One family&#039;s nightmare as fraudsters ransack Barclays account by phone","date":"August 13, 2016","format":false,"excerpt":"\r Criminals changed the address on a teacher\u2019s account, then took out a \u00a324,000 loan in her name and stole her savingsFraudsters can contact Barclays bank, pose as a customer, ask for that person\u2019s account address to be changed, then take out huge loans against their name \u2013 as one\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":69240,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/virgin-media-is-chasing-me-for-over-outstanding-bill-for-a-phone-i-never-owned\/","url_meta":{"origin":93963,"position":5},"title":"Virgin Media is chasing me for over outstanding bill for a phone I never owned","date":"October 17, 2017","format":false,"excerpt":"\r I\u2019ve never owned a mobile but Virgin began taking direct debits from my bank account and then sent debt collectors aroundCan you please help me to get Virgin Media to call off the debt collectors for a mobile phone contract that is nothing to do with me?I have never\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/93963"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=93963"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/93963\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=93963"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=93963"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=93963"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}