{"id":93469,"date":"2018-07-09T13:00:25","date_gmt":"2018-07-09T06:00:25","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/i-have-joint-mortgage-what-can-i-do-if-my-partner-dies\/"},"modified":"2018-07-09T13:04:03","modified_gmt":"2018-07-09T06:04:03","slug":"i-have-joint-mortgage-what-can-i-do-if-my-partner-dies","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/i-have-joint-mortgage-what-can-i-do-if-my-partner-dies\/","title":{"rendered":"I have joint mortgage \u2013\u00a0what can I do if my partner dies?"},"content":{"rendered":"


\nMy insurer says the surviving partner can stay in our home if we create a flexible trustQ My wife and I jointly own the home we live in and we are concerned about what would happen in the event of one of us dying leaving the surviving partner with all of the financial responsibilities including payment of the mortgage. We spoke to Legal & General and they said that the surviving partner would be able to stay in the property without fear of being evicted due to not being able to keep up with payments provided we create a flexible trust that would give us protection were this to happen. I\u2019m not sure if I have understood this correctly. PT Continue reading…
\n
\nSource : theguardian.com
\nRead more…I have joint mortgage \u2013\u00a0what can I do if my partner dies?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

My insurer says the surviving partner can stay in our home if we create a...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-93469","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-ojz","jetpack-related-posts":[{"id":165772,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/majid-al-futtaim-emirates-nbd-partner-to-offer-off-plan-mortgage-financing\/","url_meta":{"origin":93469,"position":0},"title":"Majid Al Futtaim, Emirates NBD partner to offer off-plan mortgage financing","date":"November 25, 2025","format":false,"excerpt":"\r New agreement enables buyers to secure bank financing after 50% of property payments, expanding flexible ownership options in Dubai\u2019s residential market The post Majid Al Futtaim, Emirates NBD partner to offer off-plan mortgage financing appeared first on Arabian Business: Latest News on the Middle East, Real Estate, Finance, and\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"https:\/\/i2.wp.com\/www.siamlandbank.com\/propertynews\/wp-content\/uploads\/2025\/11\/Majid-Al-Futtaim-Emirates-NBD-partnership-1000x667-1.jpg?fit=1000%2C667&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":29773,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/my-friend-and-i-have-a-joint-mortgage-what-will-happen-after-i-die\/","url_meta":{"origin":93469,"position":1},"title":"My friend and I have a joint mortgage. What will happen after I die?","date":"October 13, 2016","format":false,"excerpt":"\r I want to be sure my family will get my share, while he has the choice to continue living in our homeQ I am in my 70s and have five children and several grandchildren and great grandchildren. I have had a joint mortgage with a close male friend for\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":15590,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-does-tenants-in-common-work\/","url_meta":{"origin":93469,"position":2},"title":"How does tenants in common work?","date":"September 11, 2013","format":false,"excerpt":"\r I have a \u00a340,000 deposit to put down and my partner will make the monthly mortgage repayments, but we're not sure if this is the correct way to organise itQ My partner and I are planning on buying a property together as tenants in common for \u00a3290,000. We will\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":7438,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-we-return-our-property-to-joint-ownership-using-the-land-registry\/","url_meta":{"origin":93469,"position":3},"title":"Can we return our property to joint ownership using the Land Registry?","date":"March 10, 2016","format":false,"excerpt":"\r My partner put our property into his sole name when we broke up. Now we are back together and are unsure of the tax implications of switching it backQ My partner and I have lived together in the same property for 40 years. We originally had a joint mortgage\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":34838,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-can-i-buy-my-partner-out-of-our-shared-property\/","url_meta":{"origin":93469,"position":4},"title":"How can I buy my partner out of our shared property?","date":"December 5, 2012","format":false,"excerpt":"\r Q My partner and I split up a year ago. We jointly own a house worth about \u00a3400,000 with an interest-only mortgage of \u00a3242,000. My ex paid half the mortgage until the rate doubled after our cheap rate finished, so since August I have paid it on my own.We\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":114796,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/my-partner-is-moving-in-and-were-planning-to-share-our-mortgage\/","url_meta":{"origin":93469,"position":5},"title":"My partner is moving in and we're planning to share our mortgage","date":"March 9, 2020","format":false,"excerpt":"\r I\u2019m also wondering how to make sure my children are going to be OK if I should dieQ My partner is about to move in with me and is contributing \u00a310,000 from the sale of his flat. I however already have a hefty equity of around \u00a3210,000. The property\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/93469"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=93469"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/93469\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=93469"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=93469"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=93469"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}