{"id":92638,"date":"2018-06-27T19:56:20","date_gmt":"2018-06-27T12:56:20","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/no-such-thing-as-free-banking-warns-fca-as-big-lenders-strengthen-grip-on-market\/"},"modified":"2018-06-27T20:05:12","modified_gmt":"2018-06-27T13:05:12","slug":"no-such-thing-as-free-banking-warns-fca-as-big-lenders-strengthen-grip-on-market","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/no-such-thing-as-free-banking-warns-fca-as-big-lenders-strengthen-grip-on-market\/","title":{"rendered":"&#039;No such thing as free banking&#039;, warns FCA as big lenders strengthen grip on market"},"content":{"rendered":"<p>&#013;<br \/>\n&#013;<br \/>\n&#013;<br \/>\nSource : telegraph.co.uk&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.telegraph.co.uk\/business\/2018\/06\/27\/no-thing-free-banking-warns-fca-big-lenders-strengthen-grip\/\" target=\"_blank\">&#8216;No such thing as free banking&#8217;, warns FCA as big lenders strengthen grip on market<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; &#013; &#013; Source : telegraph.co.uk&#013; Read more&#8230;&#8216;No such thing as free banking&#8217;, warns FCA as&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-92638","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-o6a","jetpack-related-posts":[{"id":2855,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fca-warns-against-self-cert-mortgages-from-overseas-lenders\/","url_meta":{"origin":92638,"position":0},"title":"FCA warns against self-cert mortgages from overseas lenders","date":"January 27, 2016","format":false,"excerpt":"\r Borrowers will have no UK protection if things go wrong, cautions regulator, just days after launch of Selfcert.co.uk in Czech RepublicThe City watchdog has issued a warning to people considering taking out a self-certification mortgage from a company based outside the UK.Days after a new lender based in the\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":123499,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fca-urges-lenders-to-support-uks-47000-mortgage-prisoners\/","url_meta":{"origin":92638,"position":1},"title":"FCA urges lenders to support UK\u2019s 47,000 \u2018mortgage prisoners\u2019","date":"November 30, 2021","format":false,"excerpt":"\r Regulator asks banks and building societies to offer support to borrowers unable to switchBanks and building societies have been urged to consider changes to lending criteria to help an estimated 47,000 borrowers who could benefit from a cheaper home loan but are currently unable to move.A review of \u201cmortgage\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":78465,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/new-mortgages-fall-as-fca-warns-against-interest-only-loans\/","url_meta":{"origin":92638,"position":2},"title":"New mortgages fall as FCA warns against interest-only loans","date":"January 30, 2018","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...New mortgages fall as FCA warns against interest-only loans","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":102862,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/four-in-10-uk-first-time-buyers-will-retire-with-mortgages-fca-warns\/","url_meta":{"origin":92638,"position":3},"title":"Four in 10 UK first-time buyers will retire with mortgages, FCA warns","date":"January 11, 2019","format":false,"excerpt":"\r Loans lasting up to 40 years can leave buyers unable to save for pension, say regulatorsFirst-time buyers are taking out jumbo loans on longer terms that will leave four in 10 borrowers paying off their mortgage well into retirement, regulators have warned.The Financial Conduct Authority (FCA) found that 40%\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":60546,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fca-warns-it-may-intervene-as-millions-take-pension-cash-early\/","url_meta":{"origin":92638,"position":4},"title":"FCA warns it may intervene as millions take pension cash early","date":"July 12, 2017","format":false,"excerpt":"\r Report by regulator flags up widespread withdrawal under pension freedoms, as TUC says millions could face financial insecurity The TUC has warned that millions of workers risk being \u201cplunged into insecurity in old age\u201d after an official report revealed a surge of people grabbing their pension cash early without\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":86761,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fca-awards-40m-contract-to-strengthen-cyber-security\/","url_meta":{"origin":92638,"position":5},"title":"FCA awards \u00a340m contract to strengthen cyber security","date":"April 30, 2018","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...FCA awards \u00a340m contract to strengthen cyber security","rel":"","context":"In &quot;Property 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