{"id":91640,"date":"2018-06-18T13:00:39","date_gmt":"2018-06-18T06:00:39","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-i-get-a-mortgage-for-more-than-the-value-of-the-property\/"},"modified":"2018-06-18T13:03:09","modified_gmt":"2018-06-18T06:03:09","slug":"can-i-get-a-mortgage-for-more-than-the-value-of-the-property","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-i-get-a-mortgage-for-more-than-the-value-of-the-property\/","title":{"rendered":"Can I get a mortgage for more than the value of the property?"},"content":{"rendered":"


\nI\u2019m buying a house at a discount from a family member but need funds to renovate itQ My partner and I are first-time buyers. We are looking to buy a house from a family member. The family member has had the house valued at \u00a3120,000 but has offered it to us for \u00a370,000 to help us on to the property ladder.The house is in need of a rewire, central heating and new windows, bathroom and kitchen. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Can I get a mortgage for more than the value of the property?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

I\u2019m buying a house at a discount from a family member but need funds to...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-91640","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-nQ4","jetpack-related-posts":[{"id":117144,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-you-get-a-mortgage-on-a-house-being-sold-below-market-value\/","url_meta":{"origin":91640,"position":0},"title":"Can you get a mortgage on a house being sold below market value?","date":"June 15, 2020","format":false,"excerpt":"\r A friend has the chance to buy a \u00a3400,000 house in Brighton for \u00a3215,000 Q A close friend of a friend of mine has offered to sell him a house in Brighton for \u00a3215,000 even though its market value is \u00a3400,000.My friend, who is self-employed and 55 years old,\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":111782,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/first-home-borrowers-must-read-the-fine-print-as-the-devil-is-in-the-details-of-hong-kongs-relaxed-mortgage-entitlements\/","url_meta":{"origin":91640,"position":1},"title":"First-home borrowers must read the fine print as the devil is in the details of Hong Kong\u2019s relaxed mortgage entitlements","date":"October 22, 2019","format":false,"excerpt":"\r The Hong Kong government announced last Wednesday to relax the cap on the property value eligible for a mortgage loan with a maximum cover of 80 per cent loan-to-value (LTV) ratio from HK$6 million to HK$10 million (US$1.27 million). For mortgage loans up to 90 per cent LTV ratio\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":76232,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/sun-hung-kai-properties-calls-for-relaxed-mortgage-lending-for-mass-market-flats\/","url_meta":{"origin":91640,"position":2},"title":"Sun Hung Kai Properties calls for relaxed mortgage lending for mass market flats","date":"January 10, 2018","format":false,"excerpt":"\r Sun Hung Kai Properties, Hong Kong\u2019s largest developer by market value, has called out on the Hong Kong Mortgage Corporation to ease its lending scheme for mass market flats, two days after the city\u2019s financial secretary indicated that a relaxation was being considered by the government. Executive director Adam\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":61292,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-i-cash-in-my-endowment-early-to-pay-off-my-mortgage\/","url_meta":{"origin":91640,"position":3},"title":"Should I cash in my endowment early to pay off my mortgage?","date":"July 20, 2017","format":false,"excerpt":"\r I\u2019m thinking of topping up its current cash-in value with a personal loan so I can pay off the mortgage when my deal endsQ The current fixed-rate deal on my interest-only mortgage of \u00a347,000 will finish at the end of next March, and the entire mortgage term is due\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":2927,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/my-brother-and-i-are-struggling-to-split-our-inherited-house\/","url_meta":{"origin":91640,"position":4},"title":"My brother and I are struggling to split our inherited house","date":"September 24, 2015","format":false,"excerpt":"\r He thinks he\u2019ll have to get a mortgage as well as raise a deposit in order to buy me outQ My brother and I have inherited a house and we each own 50% of it. He currently lives there with his partner and intends to do so for quite\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":110435,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/a-friend-lent-me-a-mortgage-deposit-how-much-do-i-owe-him-now\/","url_meta":{"origin":91640,"position":5},"title":"A friend lent me a mortgage deposit \u2013 how much do I owe him now?","date":"September 2, 2019","format":false,"excerpt":"\r He gave me \u00a310,000 towards the \u00a3250,000 property in 2006, but it\u2019s now worth \u00a3450,000Q In 2006 I bought a house for \u00a3250,000 with an interest-only mortgage. I have made occasional overpayments so the outstanding loan is \u00a3200,000 (still interest-only). The value of the house is now \u00a3450,000. A\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/91640"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=91640"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/91640\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=91640"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=91640"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=91640"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}