{"id":88007,"date":"2018-05-13T16:30:03","date_gmt":"2018-05-13T09:30:03","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/bigger-mortgages-for-greener-homes-yep-thats-right-adam-vaughan\/"},"modified":"2018-05-13T17:03:44","modified_gmt":"2018-05-13T10:03:44","slug":"bigger-mortgages-for-greener-homes-yep-thats-right-adam-vaughan","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bigger-mortgages-for-greener-homes-yep-thats-right-adam-vaughan\/","title":{"rendered":"Bigger mortgages for greener homes? Yep, that's right | Adam Vaughan"},"content":{"rendered":"


\nWelsh scheme will factor in home\u2019s energy efficiency into lenders\u2019 affordability calculationsBorrowers will be able to take out a bigger mortgage when buying greener properties for the first time, under a pioneering scheme to encourage energy efficiency.Research has found that factoring in the efficiency of a home into lenders\u2019 affordability calculations could allow them to increase loans by \u00a311,500 because buyers\u2019 electricity and gas bills will be lower. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Bigger mortgages for greener homes? Yep, that’s right | Adam Vaughan<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Welsh scheme will factor in home\u2019s energy efficiency into lenders\u2019 affordability calculationsBorrowers will be able...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-88007","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-mTt","jetpack-related-posts":[{"id":123063,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/green-mortgages-could-your-loan-help-make-britain-greener\/","url_meta":{"origin":88007,"position":0},"title":"Green mortgages: could your loan help make Britain greener?","date":"November 6, 2021","format":false,"excerpt":"\r Many of the UK\u2019s biggest lenders now offer deals that reward buyers of energy efficient propertiesHomes account for more than a fifth of the UK\u2019s total CO2 emissions, which may help explain why the government and others believe green mortgages could be a gamechanger for moving to a sustainable\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":61032,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/let-homebuyers-borrow-more-on-energy-efficient-properties-urges-report\/","url_meta":{"origin":88007,"position":1},"title":"Let homebuyers borrow more on energy efficient properties, urges report","date":"July 18, 2017","format":false,"excerpt":"\r Making energy ratings a factor in mortgage offers could let people borrow \u00a34,000 to \u00a311,500 more, says Lenders groupHomebuyers could take out bigger mortgages if the energy ratings of properties were factored into the lending criteria of banks and building societies, government-funded research has found.Although estate agents are legally\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":125786,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-could-struggle-with-mortgages-as-uk-banks-tighten-affordability-tests\/","url_meta":{"origin":88007,"position":2},"title":"Homebuyers could struggle with mortgages as UK banks tighten affordability tests","date":"April 11, 2022","format":false,"excerpt":"\r Brokers warn soaring bills, tax rises and big hike in cost of household basics have forced lenders to recalculate modelsHomebuyers wanting to take out a mortgage could soon struggle to get the size of loan they need, as banks begin taking into account the cost of living crisis when\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":150586,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-looser-affordability-rules-may-widen-home-ownership-in-the-uk\/","url_meta":{"origin":88007,"position":3},"title":"How looser affordability rules may widen home ownership in the UK","date":"April 5, 2025","format":false,"excerpt":"\r Mortgage lenders encouraged by regulator to loosen affordability tests so would-be homebuyers can borrow moreUK mortgages: warning over big fees as homebuying season arrivesDuring the coming weeks and months, many more people may be able to buy a property they would previously assumed was out of their price range.One\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":108028,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lenders-finally-see-bigger-profit-margins-ahead-as-demand-surges\/","url_meta":{"origin":88007,"position":4},"title":"Mortgage lenders finally see bigger profit margins ahead, as demand surges","date":"June 12, 2019","format":false,"excerpt":"\r The mortgage application numbers this week just put an exclamation point on an already positive trend for mortgage lenders. Consumer demand for mortgages, both to purchase a home and to refinance, is way up.\r \r Source : cnbc.com\r Read more...Mortgage lenders finally see bigger profit margins ahead, as demand\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":139075,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/climate-change-hongkong-land-joins-push-to-make-the-citys-buildings-greener-with-scheme-to-cut-office-tenants-emissions\/","url_meta":{"origin":88007,"position":5},"title":"Climate change: Hongkong Land joins push to make the city\u2019s buildings greener with scheme to cut office tenants\u2019 emissions","date":"September 5, 2023","format":false,"excerpt":"\r It is the latest developer to launch an initiative that forms part of an industry-wide decarbonisation push aimed at helping the city reach its climate targets.\r \r Source : South China Morning Post\r Read more...Climate change: Hongkong Land joins push to make the city\u2019s buildings greener with scheme to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/88007"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=88007"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/88007\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=88007"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=88007"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=88007"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}