{"id":85804,"date":"2018-04-18T00:00:00","date_gmt":"2018-04-17T17:00:00","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/diana-clement-how-to-buy-your-first-home\/"},"modified":"2018-04-18T17:03:50","modified_gmt":"2018-04-18T10:03:50","slug":"diana-clement-how-to-buy-your-first-home","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/diana-clement-how-to-buy-your-first-home\/","title":{"rendered":"Diana Clement: How to buy your first home"},"content":{"rendered":"<p>&#013;<br \/>\nHimanshu and Kalyani Redhu bought their first home in Auckland &#8211; starting with no deposit and no family help, they saved $130,000 over four years. Photo \/ suppliedWhen Himanshu and Kalyani Redhu decided to buy their first home in&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : nzherald.co.nz\/Property&#013;<br \/>\nRead more&#8230;<a href=\"http:\/\/www.nzherald.co.nz\/property\/news\/article.cfm?c_id=8&amp;objectid=12035223&amp;ref=rss\" target=\"_blank\">Diana Clement: How to buy your first home<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Himanshu and Kalyani Redhu bought their first home in Auckland &#8211; starting with no deposit&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-85804","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-mjW","jetpack-related-posts":[{"id":63094,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/diana-clement-when-to-hold-when-to-fold\/","url_meta":{"origin":85804,"position":0},"title":"Diana Clement: When to hold, when to fold","date":"August 8, 2017","format":false,"excerpt":"\r By Diana Clement Buy and hold is the mantra for most property investors. Over the years the mortgage is (hopefully) whittled down and eventually the cash flow from the property or the capital could help fund your retirement.The...\r \r Source : nzherald.co.nz\/Property\r Read more...Diana Clement: When to hold, when\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":67454,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/diana-clement-contracts-need-scrutiny\/","url_meta":{"origin":85804,"position":1},"title":"Diana Clement: Contracts need scrutiny","date":"September 26, 2017","format":false,"excerpt":"\r Sale and purchase agreements are incredibly important documents. They're legally binding contracts between buyer and seller for the sale\/purchase of a property. In theory you could scrawl an agreement to buy a home on the back...\r \r Source : nzherald.co.nz\/Property\r Read more...Diana Clement: Contracts need scrutiny","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":68650,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/diana-clement-leasing-to-the-state\/","url_meta":{"origin":85804,"position":2},"title":"Diana Clement: Leasing to the state","date":"October 10, 2017","format":false,"excerpt":"\r Investors looking for relatively hassle-free properties could consider Housing New Zealand (HNZC) leases.You buy the house and lease it to HNZC, which puts \"state\" tenants in. Housing NZ effectively becomes your tenant and pays...\r \r Source : nzherald.co.nz\/Property\r Read more...Diana Clement: Leasing to the state","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":60678,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/diana-clement-location-location-location\/","url_meta":{"origin":85804,"position":3},"title":"Diana Clement: Location, location, location","date":"July 14, 2017","format":false,"excerpt":"\r If you're buying a rental property you might want to know where the best rents can be found. Or the suburbs where rents are rising fastest. There are of course rental properties in every suburb, and some investors like to buy homes...\r \r Source : nzherald.co.nz\/Property\r Read more...Diana Clement:\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":89929,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/diana-clement-buyer-beware-of-the-restrictions\/","url_meta":{"origin":85804,"position":4},"title":"Diana Clement: Buyer beware of the restrictions","date":"May 30, 2018","format":false,"excerpt":"\r Does that property you're buying have a skeleton in the closet? You may find that, when you go to buy a property, that rather than having a clear title, you're buying a title with restrictive covenants or encumbrances. Covenants...\r \r Source : nzherald.co.nz\/Property\r Read more...Diana Clement: Buyer beware of\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":82546,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/diana-clement-heading-down-country\/","url_meta":{"origin":85804,"position":5},"title":"Diana Clement: Heading down country","date":"March 13, 2018","format":false,"excerpt":"\r Nearly every first-home buyer in the Super City says it is impossible to buy a home in Auckland. And now it seems Tauranga is also too expensive. So plenty of first-home buyers and investors are looking elsewhere to get a foot on...\r \r Source : nzherald.co.nz\/Property\r Read more...Diana Clement:\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/85804"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=85804"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/85804\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=85804"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=85804"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=85804"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}