{"id":85548,"date":"2018-04-16T19:00:20","date_gmt":"2018-04-16T12:00:20","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/australian-home-prices-could-fall-further-as-banks-tighten-loan-rules\/"},"modified":"2018-04-16T20:03:01","modified_gmt":"2018-04-16T13:03:01","slug":"australian-home-prices-could-fall-further-as-banks-tighten-loan-rules","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/australian-home-prices-could-fall-further-as-banks-tighten-loan-rules\/","title":{"rendered":"Australian home prices could fall further as banks tighten loan rules"},"content":{"rendered":"


\nA toughening of lax lending standards in Australia is threatening an already cooling property market.
\nAn inquiry into misconduct in the financial industry is likely to lead to greater regulation of the nation\u2019s A$1.6 trillion (US$1.2 trillion) mortgage market. Banks have routinely relied on an unrealistically low estimate of homebuyers\u2019 living expenses, and a more genuine assessment of spending could reduce borrowing power by as much as 35 per cent, according to UBS Group analysts….
\n
\nSource : South China Morning Post
\nRead more…Australian home prices could fall further as banks tighten loan rules<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

A toughening of lax lending standards in Australia is threatening an already cooling property market....<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-85548","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-mfO","jetpack-related-posts":[{"id":50780,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/australias-regulators-tighten-check-on-loans-as-home-prices-and-building-approvals-increase\/","url_meta":{"origin":85548,"position":0},"title":"Australia\u2019s regulators tighten check on loans as home prices and building approvals increase","date":"April 3, 2017","format":false,"excerpt":"\r Australian home prices hit new records while building approvals jumped the most in seven months, even as regulators launched new measures to cool the red-hot property market. The country\u2019s corporate watchdog said this week it was introducing a new round of industry surveillance to ensure banks and brokers were\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":117810,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/thousands-of-homebuyers-face-financing-crunch-as-flat-delivery-rises-and-banks-tighten-loan-scrutiny-amid-economic-slump\/","url_meta":{"origin":85548,"position":1},"title":"Thousands of homebuyers face financing crunch as flat delivery rises and banks tighten loan scrutiny amid economic slump","date":"July 15, 2020","format":false,"excerpt":"\r Some Hong Kong homebuyers are facing the risk of being shut out of bank financing for flats bought two years ago on a staggered payment plan, as banks have started to tighten lending criteria amid an economic slump.More than 11,000 units in 17 residential projects are due to take\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":125786,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-could-struggle-with-mortgages-as-uk-banks-tighten-affordability-tests\/","url_meta":{"origin":85548,"position":2},"title":"Homebuyers could struggle with mortgages as UK banks tighten affordability tests","date":"April 11, 2022","format":false,"excerpt":"\r Brokers warn soaring bills, tax rises and big hike in cost of household basics have forced lenders to recalculate modelsHomebuyers wanting to take out a mortgage could soon struggle to get the size of loan they need, as banks begin taking into account the cost of living crisis when\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":57440,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/are-developers-ending-their-affairs-with-chinas-shadow-banking-system\/","url_meta":{"origin":85548,"position":3},"title":"Are developers ending their affairs with China\u2019s shadow banking system?","date":"June 10, 2017","format":false,"excerpt":"\r As they say in China, whatever policies the central government introduces, the lower levels of power will find a means to counter them. Look no further than Beijing\u2019s uphill struggle to cool the country\u2019s surging home prices. While the China Banking Regulatory Commission has ordered banks to tighten lending\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":43483,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-draw-downs-slow-to-a-trickle-as-china-tightens-credits\/","url_meta":{"origin":85548,"position":4},"title":"Mortgage draw downs slow to a trickle as China tightens credits","date":"February 9, 2017","format":false,"excerpt":"\r Chinese commercial banks are slowing the ability of their borrowers to draw down on their loans, amid a directive by the People\u2019s Bank of China to tighten the disbursement of credit to keep property prices in check and prevent capital flight. One of Bank of Communications\u2019 Shanghai branches delayed\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":4065,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-unchanged-lending-standards-mean-for-philippine-real-estate\/","url_meta":{"origin":85548,"position":5},"title":"What unchanged lending standards mean for Philippine real estate","date":"February 8, 2016","format":false,"excerpt":"\r Rates for the previous 13 quarters were constantly revised and tightened Image courtesy of GMAnews.tv Lending rates in Philippine banks for the commercial real estate and housing sectors remained unchanged in Q4 2015, reflecting stability in the property industry. Citing a recent survey conducted by the Bangko Sentral ng\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"https:\/\/i1.wp.com\/www.siamlandbank.com\/propertynews\/wp-content\/uploads\/2016\/02\/GMAnewstv.jpg?fit=740%2C490&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/85548"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=85548"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/85548\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=85548"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=85548"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=85548"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}