{"id":85532,"date":"2018-04-16T15:19:57","date_gmt":"2018-04-16T08:19:57","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/i-own-a-house-that-my-family-live-in-can-i-keep-it-and-buy-a-flat\/"},"modified":"2018-04-16T16:03:09","modified_gmt":"2018-04-16T09:03:09","slug":"i-own-a-house-that-my-family-live-in-can-i-keep-it-and-buy-a-flat","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/i-own-a-house-that-my-family-live-in-can-i-keep-it-and-buy-a-flat\/","title":{"rendered":"I own a house that my family live in \u2013 can I keep it and buy a flat?"},"content":{"rendered":"<p>&#013;<br \/>\nI\u2019m 29, earn \u00a325,000 and am wondering if I could replace the mortgage with a buy-to-let loanQ I currently own a house in my hometown in which my mum and younger brother have lived since she separated from my stepdad. I bought the house in 2012 for \u00a3115,000, it\u2019s now worth \u00a3135,000 and there is \u00a380,000 left on the mortgage.Originally I lived in the house and commuted but since my family moved in I started renting a place near to my work. My mum has been paying rent all the time she and my brother have lived there.  Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2018\/apr\/16\/own-house-family-buy-flat-mortgage-buy-to-let\" target=\"_blank\">I own a house that my family live in \u2013 can I keep it and buy a flat?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; I\u2019m 29, earn \u00a325,000 and am wondering if I could replace the mortgage with a&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-85532","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-mfy","jetpack-related-posts":[{"id":123773,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hongkongers-spent-a-record-us4-5-billion-to-buy-lived-in-subsidised-homes-amid-soaring-private-flat-prices\/","url_meta":{"origin":85532,"position":0},"title":"Hongkongers spent a record US$4.5 billion to buy lived-in subsidised homes amid soaring private flat prices","date":"December 13, 2021","format":false,"excerpt":"\r Hong Kong sales of lived-in subsidised homes rose to a record HK$34.9 billion (US$4.5 billion) for the first 11 months, as buyers rush for cheaper alternatives amid a surge in private home prices that have pushed them beyond general affordability.The transaction value of lived-in flats under the Home Ownership\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":71362,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/would-you-buy-your-children-a-flat-in-hong-kong-seven-out-of-10-parents-in-the-city-say-they-would\/","url_meta":{"origin":85532,"position":1},"title":"Would you buy your children a flat in Hong Kong? Seven out of 10 parents in the city say they would","date":"November 9, 2017","format":false,"excerpt":"\r Seven out of every 10 Hong Kong parents are willing to give their children financial assistance to buy a home, according to a survey released on Thursday. Parents who have already done so have forked out an average of HK$900,000 to help their offspring onto the property ladder, while\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":100680,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-i-buy-a-share-in-my-parents-home-and-a-flat-to-rent-out\/","url_meta":{"origin":85532,"position":2},"title":"Can I buy a share in my parents&#039; home \u2013 and a flat to rent out?","date":"October 30, 2018","format":false,"excerpt":"\r I have will about \u00a335,000 from the sale of a property and want to make the best of itQ After a recent separation, my two young children and I have moved back in with my parents whilst I have been selling the property I jointly owned with my ex-partner.\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":139897,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mum-lives-on-her-own-carers-provide-companionship-how-one-family-found-support-for-a-loved-one\/","url_meta":{"origin":85532,"position":3},"title":"\u2018Mum lives on her own, carers provide companionship\u2019: how one family found support for a loved one","date":"October 16, 2023","format":false,"excerpt":"\r When a brother and sister realised their elderly mother required more care than they could provide on their own, they decided to bring in professional helpFour years ago, Mark Hornby and his sister Andrea faced a situation that will be familiar to many adults with ageing parents. Their mother,\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11010,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-would-be-council-tenant-fighting-to-stay-where-he-grew-up-covent-garden\/","url_meta":{"origin":85532,"position":4},"title":"The would-be council tenant fighting to stay where he grew up: Covent Garden","date":"March 1, 2014","format":false,"excerpt":"\r Londoner Kevin Mullins and his wife need a bigger home in prime Covent Garden, where he grew up. 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