{"id":84746,"date":"2018-04-07T13:00:54","date_gmt":"2018-04-07T06:00:54","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/retirement-can-you-make-your-pension-last-at-least-20-years-patrick-collinson\/"},"modified":"2018-04-07T14:02:52","modified_gmt":"2018-04-07T07:02:52","slug":"retirement-can-you-make-your-pension-last-at-least-20-years-patrick-collinson","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/retirement-can-you-make-your-pension-last-at-least-20-years-patrick-collinson\/","title":{"rendered":"Retirement \u2013 can you make your pension last at least 20 years? | Patrick Collinson"},"content":{"rendered":"<p>&#013;<br \/>\nThe government should be providing a low-cost service to manage your retirement fundsThis week millions of workers will be forced to save more into a pension, as \u201cauto-enrolment\u201d takes a 3% cut from pay packets, and employers are obliged to chip in a further 2% of salary. Next year it will rise to a total of 8%. It\u2019s not a lot, but it\u2019s a start.Now comes the much bigger challenge: making the money you save last two, and possibly three, decades of retirement. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2018\/apr\/07\/retirement-can-you-make-your-pension-last-at-least-20-years\" target=\"_blank\">Retirement \u2013 can you make your pension last at least 20 years? | Patrick Collinson<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; The government should be providing a low-cost service to manage your retirement fundsThis week millions&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-84746","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-m2S","jetpack-related-posts":[{"id":87173,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/pensions-is-it-right-to-charge-45-55-tax-on-incomes-above-26000-patrick-collinson\/","url_meta":{"origin":84746,"position":0},"title":"Pensions: is it right to charge 45-55% tax on incomes above \u00a326,000? | Patrick Collinson","date":"May 5, 2018","format":false,"excerpt":"\r High earners get 40% relief, lower earners 20%, so the poor get much less tax relief than the well-offThis is going to be a difficult column to write. I\u2019m about to make a plea for tax changes on behalf of people with \u00a31m-plus pensions. Why? Because our tax system\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":72579,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/philip-hammond-shows-he-is-no-robin-hood-for-younger-generation-patrick-collinson\/","url_meta":{"origin":84746,"position":1},"title":"Philip Hammond shows he is no Robin Hood for younger generation | Patrick Collinson","date":"November 22, 2017","format":false,"excerpt":"\r Benefits for older Britons stay in place, while stamp duty giveaways for first-time buyers are not as generous as they seemWe expected a budget that would take from the old and give to the young. What we got was one that gave a few well-signalled bungs to the middle-aged\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":103623,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/oldies-are-pampered-we-should-offer-a-new-deal-to-the-young-patrick-collinson\/","url_meta":{"origin":84746,"position":2},"title":"Oldies are pampered. We should offer a new deal to the young | Patrick Collinson","date":"February 2, 2019","format":false,"excerpt":"\r Older people benefit from a raft of tax reliefs, while Generation Rent has been dealt a bad handAt the lovely Meyrick hotel in Galway, I had my first experience of a freebie solely because I had just tipped over 55 years old. The hotel pointed out I could now\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":6772,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/who-benefits-from-abolition-of-55-tax-on-pensions\/","url_meta":{"origin":84746,"position":3},"title":"Who benefits from abolition of 55% tax on pensions?","date":"September 29, 2014","format":false,"excerpt":"\r Patrick Collinson analyses the detail behind George Osborne\u2019s plan to cull tax that hits pensioners who want to pass on savingsThe chancellor, George Osborne, is to tell the Conservative party conference on Monday that a punitive tax that affects pensioners who want to pass on their savings will be\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":47235,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/few-will-spot-the-difference-in-national-insurance-at-first-patrick-collinson\/","url_meta":{"origin":84746,"position":4},"title":"Few will spot the difference in national insurance \u2013 at first | Patrick Collinson","date":"March 9, 2017","format":false,"excerpt":"\r There is a lot of jiggery pokery going on with NI from 2018-19, but it\u2019s in year two that the figures start to look painfulIs the tax rise for the self-employed a harsh new burden on gig economy workers? A hit on the \u201cstrivers\u201d setting up businesses crucial for\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":114129,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/britains-buy-to-let-boom-is-over-we-should-rejoice-patrick-collinson\/","url_meta":{"origin":84746,"position":5},"title":"Britain&#039;s buy-to-let boom is over &#8211; we should rejoice | Patrick Collinson","date":"February 8, 2020","format":false,"excerpt":"\r The number of landlords with multiple properties is falling as cuts to tax relief biteThe two decades of fat, lazy profits made on the backs of squeezing as much rental cash as possible out of young adults while smugly sitting on vast unearned house price gains look to be\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/84746"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=84746"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/84746\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=84746"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=84746"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=84746"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}