{"id":84572,"date":"2018-04-05T13:00:41","date_gmt":"2018-04-05T06:00:41","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/credit-reference-agencies-it-really-pays-to-know-the-score\/"},"modified":"2018-04-05T14:03:22","modified_gmt":"2018-04-05T07:03:22","slug":"credit-reference-agencies-it-really-pays-to-know-the-score","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/credit-reference-agencies-it-really-pays-to-know-the-score\/","title":{"rendered":"Credit reference agencies: it really pays to know the score"},"content":{"rendered":"


\nFirms such as Experian and Equifax each work in a different way so you could rate as \u2018poor\u2019 or \u2018excellent\u2019I own two flats and want to take out a buy-to-let mortgage on both. I have been refused by lenders because, while my credit score with Experian is an excellent 999, Equifax\u2019s score is consistently poor. SB, Lutterworth, Leicestershire Continue reading…
\n
\nSource : theguardian.com
\nRead more…Credit reference agencies: it really pays to know the score<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Firms such as Experian and Equifax each work in a different way so you could...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-84572","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-m04","jetpack-related-posts":[{"id":80232,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/people-in-their-late-20s-have-worse-credit-rating-than-teenagers\/","url_meta":{"origin":84572,"position":0},"title":"People in their late 20s have worse credit rating than teenagers","date":"February 17, 2018","format":false,"excerpt":"\r Figures from Experian show that people in their mid- to late 20s are the highest risksSurveys have highlighted a worrying lack of money skills among young people, but when it comes to their credit scores, it seems teenagers are doing something right. New data from Experian shared exclusively with\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":60912,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-credit-score-agencies-have-the-power-to-make-or-break-lives\/","url_meta":{"origin":84572,"position":1},"title":"How credit score agencies have the power to make or break lives","date":"July 17, 2017","format":false,"excerpt":"\r Defaults on a file often mean lenders will say no \u2013 to anything from a mortgage to a mobile phone contract. So what can you do?Omar Nasser came close to losing his home when his interest-only mortgage expired earlier this year and his application for a new loan was\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":120069,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-can-i-fix-my-credit-report-so-i-can-get-my-mortgage\/","url_meta":{"origin":84572,"position":2},"title":"How can I fix my credit report so I can get my mortgage?","date":"December 21, 2020","format":false,"excerpt":"\r I have had an offer accepted on a new house and want to port and increase my current mortgageQ I have recently had an offer accepted on a new house. As a result, I am attempting to port and increase my current mortgage. The loan amount is being increased\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":44057,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/equifax-mistake-with-my-credit-score-nearly-lost-me-a-mortgage\/","url_meta":{"origin":84572,"position":3},"title":"Equifax mistake with my credit score nearly lost me a mortgage","date":"February 14, 2017","format":false,"excerpt":"\r It had the wrong address and downgraded my otherwise \u201cexcellent\u201d rating to \u201cpoor\u201dI have been turned down for a remortgage on my property because of my credit score. This has come as a huge shock as I have never defaulted on a debt. I immediately checked with Experian and\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":30663,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/ee-failed-to-help-me-out-over-poor-credit-score-which-threatened-my-mortgage\/","url_meta":{"origin":84572,"position":4},"title":"EE failed to help me out over poor credit score which threatened my mortgage","date":"October 19, 2016","format":false,"excerpt":"\r I discovered a default had been recorded on Experian, but I\u2019ve never had an EE accountI was reading an article from 2013 highlighting how a couple almost missed out on their dream house due to a \u00a310 debt to a mobile phone provider. This has happened to me.I needed\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11032,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/young-homebuyers-cringe-on-credit-scores\/","url_meta":{"origin":84572,"position":5},"title":"Young homebuyers cringe on credit scores","date":"April 20, 2016","format":false,"excerpt":"\r About a third of future homebuyers say their credit score might hurt their ability to buy a home, according to a new survey by Experian.\r \r Source : cnbc.com\r Read more...Young homebuyers cringe on credit scores","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/84572"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=84572"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/84572\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=84572"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=84572"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=84572"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}