{"id":83639,"date":"2018-03-24T14:01:26","date_gmt":"2018-03-24T07:01:26","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/payday-loans-are-bad-for-your-mental-health\/"},"modified":"2018-03-24T15:03:35","modified_gmt":"2018-03-24T08:03:35","slug":"payday-loans-are-bad-for-your-mental-health","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/payday-loans-are-bad-for-your-mental-health\/","title":{"rendered":"Payday loans are bad for your mental health"},"content":{"rendered":"


\nForm of credit has been identified as the unhealthiest for mental well-being by a public health groupVicky Shaw Payday loans have been identified in a new report as the \u201cunhealthiest\u201d form of credit, with unauthorised overdrafts coming second. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Payday loans are bad for your mental health<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Form of credit has been identified as the unhealthiest for mental well-being by a public...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-83639","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-lL1","jetpack-related-posts":[{"id":3307,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/why-blackpool-is-the-most-unhealthy-place-in-england\/","url_meta":{"origin":83639,"position":0},"title":"Why Blackpool is the most unhealthy place in England","date":"July 27, 2013","format":false,"excerpt":"\r Life expectancy in the seaside town is the worst in England. Patrick Collinson examines the reasonsBloomfield is the unhealthiest district in England's unhealthiest town, Blackpool. More than half of the local population smokes, the highest rate in the country. One in three pregnant women, even up to the point\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":35050,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/credit-score-catch-22-pushes-millennials-towards-payday-loans\/","url_meta":{"origin":83639,"position":1},"title":"Credit score 'catch-22 pushes millennials towards payday loans'","date":"November 20, 2016","format":false,"excerpt":"\r Study finds lack of track record rules out cheap credit and drives them to high-cost loans, which in turn lowers scores furtherMillennials are missing out on the boom in cheap credit and using expensive payday loans, because poor credit scores lock them out of the best deals.Borrowers born between\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":85256,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/wonga-2-0-meet-the-new-breed-of-payday-lenders\/","url_meta":{"origin":83639,"position":2},"title":"Wonga 2.0? Meet the new breed\u00a0of payday lenders","date":"April 14, 2018","format":false,"excerpt":"\r A new wave of credit firms is offering \u2018medium-term\u2019 loans at hefty APRs of up\u00a0to 1,421% The worst of the payday lenders, famed for offering short-term loans at sky-high interest rates, may have faded away, but vulnerable consumers are still being targeted with offers of loans with four-figure APRs.The\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":33613,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/cash-converters-to-refund-10m-in-unfair-payday-loans-after-asic-ruling\/","url_meta":{"origin":83639,"position":3},"title":"Cash Converters to refund $10m in unfair payday loans after Asic ruling","date":"November 9, 2016","format":false,"excerpt":"\r Australian Securities and Investments Commission says loan terms amounted to breaches of National Credit ActCash Converters will refund Australian consumers more than $10m in unfair payday lending after a major investigation by Australia\u2019s corporate watchdog found it failed to meet responsible lending obligations.The lending group has also been forced\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":55675,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/credit-union-for-retail-workers-aims-to-fend-off-payday-lenders\/","url_meta":{"origin":83639,"position":4},"title":"Credit union for retail workers aims to fend off payday lenders","date":"May 23, 2017","format":false,"excerpt":"\r The retailCURe credit union is backed by several large high street stores and offers loans and savings productsJohn Lewis and Debenhams are among the high street names backing a new credit union for the retail sector, officially launching today, which aims to help shop workers \u201cavoid the clutches\u201d of\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":3997,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/forget-payday-lenders-theres-a-much-better-way-to-borrow\/","url_meta":{"origin":83639,"position":5},"title":"Forget payday lenders \u2013 there\u2019s a much better way to borrow","date":"October 24, 2015","format":false,"excerpt":"\r Lack of access to mainstream funds drives many to find loans at extortionate rates but there is a viable alternative. And savers can benefit tooWonga charges an APR of 1,509%, QuickQuid 1,270%, while doorstep seller Provident -Financial quotes 1,068%. Yet there is an alternative source of loans for hard-pressed\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/83639"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=83639"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/83639\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=83639"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=83639"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=83639"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}