{"id":82985,"date":"2018-03-17T14:00:27","date_gmt":"2018-03-17T07:00:27","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/investment-isas-act-now-or-lose-your-20000-allowance\/"},"modified":"2018-03-17T15:03:52","modified_gmt":"2018-03-17T08:03:52","slug":"investment-isas-act-now-or-lose-your-20000-allowance","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/investment-isas-act-now-or-lose-your-20000-allowance\/","title":{"rendered":"Investment ISAs: Act now or lose your \u00a320,000 allowance"},"content":{"rendered":"<p>&#013;<br \/>\nThere\u2019s a wealth of financial products out there \u2013 here\u2019s how to choose the right ISAInvestors have under three weeks left to exploit this tax year\u2019s \u00a320,000 tax-free Isa allowance. Most opt for safe cash Isas, but investment Isas, with the money going into stocks and shares, offer greater potential, though much greater risk.Last year the average UK-invested fund has returned 4.4% \u2013 but over five years they average 44%. Money invested in European funds has grown 8% over the year and 60% over five years. Global emerging markets funds are up 14% over the past year and 37% over five years. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2018\/mar\/17\/investment-isas-act-now-or-lose-your-20000-allowance\" target=\"_blank\">Investment ISAs: Act now or lose your \u00a320,000 allowance<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; There\u2019s a wealth of financial products out there \u2013 here\u2019s how to choose the right&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-82985","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-lAt","jetpack-related-posts":[{"id":47669,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/isas-back-in-favour-after-tax-allowance-hike\/","url_meta":{"origin":82985,"position":0},"title":"Isas back in favour after tax allowance hike","date":"March 11, 2017","format":false,"excerpt":"\r The cut to share dividends from next year looks set to revitalise Isa saving, and the government has raised the allowance from \u00a315,240 per person to \u00a320,000A new tax-free Isa allowance that comes into force next month will allow wealthy couples to put more than \u00a370,000 beyond the reach\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":75645,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-middle-class-who-got-rich-on-peps-and-isas-letters\/","url_meta":{"origin":82985,"position":1},"title":"The middle class who got rich on Peps and Isas | Letters","date":"January 3, 2018","format":false,"excerpt":"\r Anyone who has taken up the Pep and then the Isa every year from 1988 will have accumulated a completely tax-free investment portfolio of \u00a3508,000, writes Tom BrownYour year-end editorial exploring the iniquities of a society increasingly characterised by a growing new class of rentiers is timely (Redistribute the\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":8232,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/pension-expert-calls-for-tax-free-isas-to-be-made-lifetime-savings-accounts\/","url_meta":{"origin":82985,"position":2},"title":"Pension expert calls for tax-free Isas to be made lifetime savings accounts","date":"August 5, 2014","format":false,"excerpt":"\r Savings proposal suggests the Treasury could contribute 50p for every pound saved, up to an annual allowance of \u00a38,000Tax-free Isas should be transformed into \"lifetime\" savings accounts topped up with Treasury cash, according to a leading pensions expert.Michael Johnson, a research fellow at the Centre for Policy Studies thinktank,\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":49646,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/is-an-isa-the-best-home-for-your-nest-egg\/","url_meta":{"origin":82985,"position":3},"title":"Is an Isa the best home for your nest egg?","date":"March 25, 2017","format":false,"excerpt":"\r There are many Isa options open to savers these days, but the original tax-free vehicle is still worth a lookYou only have until 5 April to take advantage of your \u00a315,240 Isa allowance. So should you be investing your cash in an Isa? And if so, what type should\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":65116,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/popularity-of-cash-isas-collapses-in-space-of-year\/","url_meta":{"origin":82985,"position":4},"title":"Popularity of cash Isas collapses in space of year","date":"August 31, 2017","format":false,"excerpt":"\r Tax rule changes and low interest rates blamed after amount invested fell from \u00a358.7bn in 2015-16 to \u00a339.2bn last yearCash Isa savings accounts have collapsed in popularity, with a \u00a320bn fall in the amount invested in the space of 12 months.A combination of changes to tax rules and continuing\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":171660,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/rachel-reevess-tax-shake-up-time-to-plan-ahead-from-isas-to-self-assessment\/","url_meta":{"origin":82985,"position":5},"title":"Rachel Reeves\u2019s tax shake-up: time to plan ahead, from Isas to self-assessment","date":"April 29, 2026","format":false,"excerpt":"\r The chancellor\u2019s changes will come into force in April 2027, affecting everyone from savers to landlords and sole traders. Experts say to act nowMillions of people will be affected by a range of savings, investment and tax changes that take effect in just under a year\u2019s time.\u201cApril 2027 may\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/82985"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=82985"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/82985\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=82985"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=82985"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=82985"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}