{"id":82915,"date":"2018-03-16T22:45:40","date_gmt":"2018-03-16T15:45:40","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lenders-taking-increasing-risks-warns-bank-of-england\/"},"modified":"2018-03-16T23:03:29","modified_gmt":"2018-03-16T16:03:29","slug":"mortgage-lenders-taking-increasing-risks-warns-bank-of-england","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lenders-taking-increasing-risks-warns-bank-of-england\/","title":{"rendered":"Mortgage lenders taking increasing risks, warns Bank of England"},"content":{"rendered":"


\nThreadneedle Street puts banks on notice as it prepares for annual stress test of resilienceThe Bank of England has warned high street banks are taking increasing risks selling mortgages and commercial loans that could threaten the stability of the financial system if left unchecked. Threadneedle Street put banks on notice that it could force them to strengthen their financial reserves after finding almost a fifth of new mortgage lending has gone to customers who only just meet its affordability rules. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Mortgage lenders taking increasing risks, warns Bank of England<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Threadneedle Street puts banks on notice as it prepares for annual stress test of resilienceThe...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-82915","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-lzl","jetpack-related-posts":[{"id":59090,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-banks-ordered-to-hold-more-capital-as-consumer-debt-surges\/","url_meta":{"origin":82915,"position":0},"title":"UK banks ordered to hold more capital as consumer debt surges","date":"June 27, 2017","format":false,"excerpt":"\r Bank of England brings forward annual stress tests as Threadneedle Street grows anxious over lenders\u2019 exposure to consumer creditThe Bank of England is to force banks to hold more capital in the face of rapid growth in lending on credit cards, car finance and personal loans.The intervention by Threadneedle\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":60332,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-england-warns-it-will-go-after-firms-looking-to-mask-risks\/","url_meta":{"origin":82915,"position":1},"title":"Bank of England warns it will go after firms looking to mask risks","date":"July 10, 2017","format":false,"excerpt":"\r Some lenders are taking more risks and are seeking to \u2018circumvent the spirit\u2019 of the regulations, says deputy governorThe Bank of England has issued a warning to major lenders not to repeat their antics of the years before the 2007 credit crisis when they deployed complex strategies to mask\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":20830,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/britains-biggest-lenders-await-bank-of-englands-verdict-on-health-checks\/","url_meta":{"origin":82915,"position":2},"title":"Britain's biggest lenders await Bank of England's verdict on health checks","date":"November 30, 2015","format":false,"excerpt":"\r Bank\u2019s stress test results will determine whether seven institutions should be forced to hold capital in order to rein in risky lendingBritain\u2019s biggest lenders are braced for a decision by the Bank of England on whether they are strong enough to withstand turmoil in global markets, as Threadneedle Street\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":138200,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/risks-of-a-uk-housing-crash-rising-by-the-day-as-fixed-rate-mortgage-deals-end\/","url_meta":{"origin":82915,"position":3},"title":"Risks of a UK housing crash rising by the day as fixed-rate mortgage deals end","date":"July 5, 2023","format":false,"excerpt":"\r The tipping point for the economy could come if fixed-rate mortgages rise above 7%All things considered, Britain\u2019s housing market has held up pretty well so far in the face of a relentless rise in borrowing costs that has seen five-year fixed rate mortgages climb above 6%. House prices, according\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":51336,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/are-the-wheels-about-to-fall-off-the-credit-gravy-train\/","url_meta":{"origin":82915,"position":4},"title":"Are the wheels about to fall off the credit gravy train?","date":"April 8, 2017","format":false,"excerpt":"\r Consumer spending may be relatively robust, but regulators worry that it\u2019s propped up by worryingly high - think 2008 - levels of personal debtIn Threadneedle Street, the alarm bells are ringing. The Bank of England is concerned that consumer spending is underpinned by rising credit card debt, personal loans\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":74344,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/new-mortgage-lending-in-uk-reaches-highest-level-since-2008\/","url_meta":{"origin":82915,"position":5},"title":"New mortgage lending in UK reaches highest level since 2008","date":"December 12, 2017","format":false,"excerpt":"\r Boom driven by people remortgaging homes to lock- in cheap deals as proportion lent to first-time buyers fallsBritish households are taking on the highest levels of fresh mortgage debt since the beginning of 2008, spurred by low interest rates from the Bank of England, even as the proportion of\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/82915"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=82915"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/82915\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=82915"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=82915"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=82915"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}