{"id":8256,"date":"2015-11-28T14:00:03","date_gmt":"2015-11-28T07:00:03","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-isa-offers-a-helping-hand-on-to-the-housing-ladder\/"},"modified":"2016-03-17T00:00:16","modified_gmt":"2016-03-16T17:00:16","slug":"help-to-buy-isa-offers-a-helping-hand-on-to-the-housing-ladder","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-isa-offers-a-helping-hand-on-to-the-housing-ladder\/","title":{"rendered":"Help-to-buy Isa offers a helping hand on to the housing ladder"},"content":{"rendered":"<p>&#013;<br \/>\nYoung people struggling to save for their first home are now being offered a help-to-buy Isa, which comes with a tax-free handout from the government. We pick through the detailsA tax-free payment from the government of up to \u00a36,000 for couples buying their first home, and interest rates of up to 4% when saving for a deposit, will be on offer to young buyers who take up the new help-to-buy Isa, which will launch next week.The 4% interest rate will be on offer in branches and online from Halifax from Tuesday, and is so far above the standard rates available on deposits that it is likely to spark a rush for the government scheme. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"http:\/\/www.theguardian.com\/money\/2015\/nov\/28\/help-to-buy-isa-housing-market\" target=\"_blank\">Help-to-buy Isa offers a helping hand on to the housing ladder<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Young people struggling to save for their first home are now being offered a help-to-buy&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-8256","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-29a","jetpack-related-posts":[{"id":8236,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/has-the-cash-isa-become-pointless\/","url_meta":{"origin":8256,"position":0},"title":"Has the cash Isa become pointless?","date":"March 23, 2015","format":false,"excerpt":"\r With its 7.25% tax-free interest rate, people raved about Labour chancellor Gordon Brown\u2019s new savings vehicle in 1999. Not any longer Boyzone, the Backstreet Boys and Westlife were topping the charts in 1999, and then chancellor Gordon Brown scored a little hit of his own. In April, he launched\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":74778,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-i-keep-my-help-to-buy-isa-even-though-ive-now-got-a-house\/","url_meta":{"origin":8256,"position":1},"title":"Can I keep my help-to-buy Isa even though I&#039;ve now got a house?","date":"December 18, 2017","format":false,"excerpt":"\r I don\u2019t want to give up my my Halifax Isa as the interest is hard to beat \u2013 I\u2019m not sure if I\u2019m breaking any rulesQ I opened a Halifax help-to-buy Isa in December 2015 with \u00a31,000 and have paid the maximum \u00a3200 into it every month since. I\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":44664,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/a-new-isa-is-offering-tax-free-returns-of-12-so-whats-the-catch\/","url_meta":{"origin":8256,"position":2},"title":"A new Isa is offering tax-free returns of 12% \u2013 so what\u2019s the catch?","date":"February 18, 2017","format":false,"excerpt":"\r The \u2018innovative finance\u2019 Isa is being hailed by some as the answer to years of miserable interest rates. We look at who\u2019s offering them and how they workIt\u2019s the new type of Isa offering returns of up to 12% \u2013 or perhaps even 20% in future. But are rates\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":121843,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-a-help-to-buy-isa-surplus-be-put-towards-solicitors-fees\/","url_meta":{"origin":8256,"position":3},"title":"Can a help-to-buy Isa surplus be put towards solicitors\u2019 fees?","date":"September 6, 2021","format":false,"excerpt":"\r My son has made an offer on a property and is unsure whether to pay another \u00a3200 into the account Q My son has saved \u00a35,200 in a help-to-buy Isa and has put in an offer for a property with a purchase price of \u00a3126,200. The government bonus of\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":87175,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-i-get-rid-of-my-isa-and-buy-lloyds-bank-shares-instead\/","url_meta":{"origin":8256,"position":4},"title":"Should I get rid of my Isa and buy Lloyds Bank shares instead?","date":"May 5, 2018","format":false,"excerpt":"\r I get 0.35% interest on my savings, while shareholders get 4.7% \u2013 surely it\u2019s a no-brainerEvery week a Guardian Money reader submits a question, and it\u2019s up to you to help him or her out \u2013 a selection of the best answers will appear in next Saturday\u2019s paper.This week\u2019s\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":15238,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/nationwide-cuts-interest-rates-on-cash-isa\/","url_meta":{"origin":8256,"position":5},"title":"Nationwide cuts interest rates on cash Isa","date":"June 2, 2016","format":false,"excerpt":"\r Building society becomes latest financial provider to cut rates, as diminishing returns mean insititutions fall out of love with savings schemeNationwide has become the latest big-name savings provider to cut the interest rates on its range of cash Isas, to reflect what the building society says is the general\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/8256"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=8256"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/8256\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=8256"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=8256"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=8256"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}