{"id":82404,"date":"2018-03-10T16:00:14","date_gmt":"2018-03-10T09:00:14","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/cash-isa-rates-are-on-the-rise-but-there-is-a-catch\/"},"modified":"2018-03-10T17:03:13","modified_gmt":"2018-03-10T10:03:13","slug":"cash-isa-rates-are-on-the-rise-but-there-is-a-catch","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/cash-isa-rates-are-on-the-rise-but-there-is-a-catch\/","title":{"rendered":"Cash Isa rates are on the rise &#8211; but there is a catch"},"content":{"rendered":"<p>&#013;<br \/>\nSavers keen on grabbing the best rates will have to lock their cash away for a long timeCash Isa rates are allegedly on the up, though it may not feel like it. The best-paying easy-access cash Isas are offering little more than 1%, and to get 2.25%, the very highest rate out there, you would need to lock your cash away for five years.According to Defaqto, cash Isa rates have begun to rise for the first time in seven years. It says the average rate currently offered is 0.7%, compared with 0.53% a year ago. The number of cash Isas on the market has also increased, rising from 370 in 2017 to 446 now, it adds. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2018\/mar\/10\/cash-isa-deals\" target=\"_blank\">Cash Isa rates are on the rise &#8211; but there is a catch<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Savers keen on grabbing the best rates will have to lock their cash away for&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-82404","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-lr6","jetpack-related-posts":[{"id":15238,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/nationwide-cuts-interest-rates-on-cash-isa\/","url_meta":{"origin":82404,"position":0},"title":"Nationwide cuts interest rates on cash Isa","date":"June 2, 2016","format":false,"excerpt":"\r Building society becomes latest financial provider to cut rates, as diminishing returns mean insititutions fall out of love with savings schemeNationwide has become the latest big-name savings provider to cut the interest rates on its range of cash Isas, to reflect what the building society says is the general\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":8236,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/has-the-cash-isa-become-pointless\/","url_meta":{"origin":82404,"position":1},"title":"Has the cash Isa become pointless?","date":"March 23, 2015","format":false,"excerpt":"\r With its 7.25% tax-free interest rate, people raved about Labour chancellor Gordon Brown\u2019s new savings vehicle in 1999. Not any longer Boyzone, the Backstreet Boys and Westlife were topping the charts in 1999, and then chancellor Gordon Brown scored a little hit of his own. In April, he launched\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":17064,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/which-slams-scissor-happy-isa-providers\/","url_meta":{"origin":82404,"position":2},"title":"Which? slams &#039;scissor-happy&#039; Isa providers","date":"June 20, 2016","format":false,"excerpt":"\r Consumer group says too many banks and building societies are cutting rates for instant-access cash IsasToo many Isa providers are \u201cscissor-happy\u201d when it comes to chopping savers\u2019 rates, according to Which?The consumer group analysed 212 instant-access cash Isas from 21 banks and building societies to find the \u201cworst offenders\u201d\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":65116,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/popularity-of-cash-isas-collapses-in-space-of-year\/","url_meta":{"origin":82404,"position":3},"title":"Popularity of cash Isas collapses in space of year","date":"August 31, 2017","format":false,"excerpt":"\r Tax rule changes and low interest rates blamed after amount invested fell from \u00a358.7bn in 2015-16 to \u00a339.2bn last yearCash Isa savings accounts have collapsed in popularity, with a \u00a320bn fall in the amount invested in the space of 12 months.A combination of changes to tax rules and continuing\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":7898,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/isa-season-fails-to-boost-lowest-ever-savings-rates\/","url_meta":{"origin":82404,"position":4},"title":"Isa season fails to boost lowest ever savings rates","date":"March 14, 2016","format":false,"excerpt":"\r Industry expert blames government\u2019s funding for lending scheme for poor returns on Isas and savings accountsSavings rates have plummeted to the lowest level in history at a time when banks and building societies are typically trying to attract savers\u2019 cash.Instead of raising rates during Isa season, providers have been\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":25007,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/as-cash-isas-leave-savers-despairing-it-could-be-worth-taking-a-chance\/","url_meta":{"origin":82404,"position":5},"title":"As cash Isas leave savers despairing, it could be worth taking a chance","date":"September 5, 2016","format":false,"excerpt":"\r With the Bank of England base rate at a record low and the outlook poor, we look at places where your money could earn more \u2013 if you accept riskThe past few years have been a grim time for savers. After the Bank of England cut its base rate\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/82404"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=82404"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/82404\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=82404"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=82404"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=82404"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}