{"id":81750,"date":"2018-03-03T13:30:10","date_gmt":"2018-03-03T06:30:10","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/teacher-at-my-salary-ill-never-pay-off-my-loan-or-to-buy-a-home-where-i-live\/"},"modified":"2018-03-03T14:04:08","modified_gmt":"2018-03-03T07:04:08","slug":"teacher-at-my-salary-ill-never-pay-off-my-loan-or-to-buy-a-home-where-i-live","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/teacher-at-my-salary-ill-never-pay-off-my-loan-or-to-buy-a-home-where-i-live\/","title":{"rendered":"Teacher: \u2018At my salary I\u2019ll never pay off my loan or to buy a home where I live\u2019"},"content":{"rendered":"<p>&#013;<br \/>\nA 23-year-old graduate on how she organises her finances \u2013 and why she is putting off travellingI\u2019ve always wanted to be a teacher, and after Durham university I decided to do a one-year masters at the University of Oxford, for which I got a scholarship. While here I got my first teaching job, and am now in my second year.In April 2016 I owed the Student Loans Company \u00a341,981.77. In my first year working I paid off \u00a3104, but gained \u00a3564 of interest. So, from April 2017 I owed \u00a342,441.91. At my current salary I will literally never pay it off. But I don\u2019t see it as a debt, I view it as a graduate tax. I pay more because I went to uni, and I now earn a good salary as a result. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2018\/mar\/03\/teacher-salary-pay-off-loan-buy-home\" target=\"_blank\">Teacher: \u2018At my salary I\u2019ll never pay off my loan or to buy a home where I live\u2019<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; A 23-year-old graduate on how she organises her finances \u2013 and why she is putting&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-81750","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-lgy","jetpack-related-posts":[{"id":114654,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/i-cant-afford-a-flat-in-london-even-though-ive-saved-a-deposit\/","url_meta":{"origin":81750,"position":0},"title":"I can&#039;t afford a flat in London even though I&#039;ve saved a deposit","date":"March 2, 2020","format":false,"excerpt":"\r I\u2019ve lived in Wanstead all my life and my hopes were raised by an \u2018affordable\u2019 developmentQ Since graduation from art college in 2009, I\u2019ve been able to live at home rent free so despite being on a lowish salary of \u00a320,000 as a trainee teaching assistant, I have managed\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":71238,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/aldi-offers-graduates-a-42000-starting-salary-is-it-enough-to-pay-off-your-student-loan\/","url_meta":{"origin":81750,"position":1},"title":"Aldi offers graduates a \u00a342,000 starting salary \u2013 is it enough to pay off your student loan?","date":"January 13, 2015","format":false,"excerpt":"\r Starting salaries for graduates are increasing. But given accumulated student fees and loans, how do the numbers stack up for university-leavers?Things are looking up for students. A report from High Fliers, a graduate research company, has found that the number of graduate jobs being offered by the top 100\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":15524,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/graduates-who-keep-on-paying-after-theyve-cleared-their-student-debts\/","url_meta":{"origin":81750,"position":2},"title":"Graduates who keep on paying after they\u2019ve cleared their student debts","date":"June 5, 2016","format":false,"excerpt":"\r Controversial loan system is under fire again as it emerges that thousands overpay after leaving university Two years after she paid off her student loan, Melanie Rodrigues thought she had finally seen the back of her university debts. Instead, the BBC producer has found herself locked in an \u201cinfuriating\u201d\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":61760,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/quarter-of-personal-loan-applicants-seeking-half-their-annual-salary\/","url_meta":{"origin":81750,"position":3},"title":"Quarter of personal loan applicants &#039;seeking half their annual salary&#039;","date":"July 25, 2017","format":false,"excerpt":"\r Analysis of inquiries to MoneySuperMarket found that 10% of applicants wanted to borrow more than their annual incomeHouseholds in the UK are increasingly relying on borrowed money with one in four people seeking a loan applying for at least half of their annual income, according to new figures that\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":108192,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/im-a-first-time-buyer-do-i-earn-enough-to-get-a-mortgage\/","url_meta":{"origin":81750,"position":4},"title":"I&#039;m a first-time buyer \u2013\u00a0do I earn enough to get a mortgage?","date":"June 17, 2019","format":false,"excerpt":"\r I\u2019m worried that the repayments on my help-to-buy loan will count against me with a lenderQ I hope you might be able to provide some insight for me as I begin my (optimistic) search for a first property. I\u2019m 26 years old and single and a couple of years\u2019\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":120834,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/im-paying-off-the-mortgage-on-my-flat-whats-the-best-way-to-buy-a-house\/","url_meta":{"origin":81750,"position":5},"title":"I\u2019m paying off the mortgage on my flat \u2013 what\u2019s the best way to buy a house?","date":"June 7, 2021","format":false,"excerpt":"\r I\u2019m wondering if I should sell my current property, or try to keep it to bring in rental income Q I bought my flat with a mortgage about six years ago, scraping my way in as a first-time buyer just before any of the government\u2019s help-to-buy schemes were available.\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/81750"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=81750"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/81750\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=81750"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=81750"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=81750"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}