{"id":8110,"date":"2016-03-16T14:59:23","date_gmt":"2016-03-16T07:59:23","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/?p=8110"},"modified":"2016-03-16T12:11:11","modified_gmt":"2016-03-16T05:11:11","slug":"saudi-central-bank-raises-home-buyers-loan-to-value-limit-to-85","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/saudi-central-bank-raises-home-buyers-loan-to-value-limit-to-85\/","title":{"rendered":"Saudi central bank raises home buyers&#039; loan-to-value limit to 85%"},"content":{"rendered":"<p>&#013;<br \/>\n&#013;<br \/>\nSaudi Arabia&#8217;s central bank will allow mortgage companies to supply a greater share of funding for home purchases, raising the maximum permitted contribution to 85 per cent from 70 per cent of the value of the house, it said on Tuesday.The change is part of a series of steps taken by the Saudi authorities in recent months to make financing more readily available for home purchases, as they seek to address complaints by a burgeoning population of young people over the kingdom&#8217;s shortage of affordable housing.&#013;<br \/>\nSpecialised mortgage companies are deemed capable of bearing the increased risk associated with the change, as unlike commercial banks they do not put deposits at risk, the central bank said.In December the bank licensed a national home finance company, Bidaya, and in February it introduced an &#8220;affordable mortgage&#8221; programme through which the Ministry of Finance would guarantee 15 per cent of the financing for a home purchase.&#013;<br \/>\nbusiness@thenational.aeFollow The National&#8217;s Business section on Twitter&#013;<br \/>\n&#013;<br \/>\nSource : thenational.ae&#013;<br \/>\nRead more&#8230;<a href=\"http:\/\/www.thenational.ae\/business\/banking\/saudi-central-bank-raises-home-buyers-loan-to-value-limit-to-85\" target=\"_blank\">Saudi central bank raises home buyers&#8217; loan-to-value limit to 85%<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; &#013; Saudi Arabia&#8217;s central bank will allow mortgage companies to supply a greater share of&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-8110","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-26O","jetpack-related-posts":[{"id":11756,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/saudi-arabia-to-provide-housing-to-100000-low-income-families\/","url_meta":{"origin":8110,"position":0},"title":"Saudi Arabia to provide housing to 100,000 low-income families","date":"May 1, 2016","format":false,"excerpt":"\r Saudi Arabia's government will provide housing for 100,000 low-income families over the next year as part of a reform programme designed to strengthen the economy and reduce its dependence on oil, the housing ministry said on Sunday.The announcement suggests authorities are keen to show swiftly that the reform plan,\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":159800,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/saudi-arabia-launches-first-mortgage-backed-securities-as-sama-boosts-housing-finance-market\/","url_meta":{"origin":8110,"position":1},"title":"Saudi Arabia launches first mortgage-backed securities as SAMA boosts housing finance market","date":"August 23, 2025","format":false,"excerpt":"\r Saudi Central Bank approves Saudi Real Estate Refinance Company to launch the Kingdom\u2019s first mortgage-backed securities\r \r Source : arabianbusiness.com\r Read more...Saudi Arabia launches first mortgage-backed securities as SAMA boosts housing finance market","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"https:\/\/i1.wp.com\/www.siamlandbank.com\/propertynews\/wp-content\/uploads\/2025\/08\/SAMA-1000x667-1.jpg?fit=1000%2C667&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":33388,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/house-prices-rise-across-uk-except-in-prime-central-london\/","url_meta":{"origin":8110,"position":2},"title":"House prices rise across UK &#8211; except in prime central London","date":"November 8, 2016","format":false,"excerpt":"\r The price of central London's most expensive homes fell again in October, while those in the rest of the United Kingdom rose, new reports said on Monday.In the latest sign that the capital's high-end property market is cooling since Britons voted to leave the European Union, Knight Frank said\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11434,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/riyadh-housing-prices-expected-to-rise-after-two-years-of-decline\/","url_meta":{"origin":8110,"position":3},"title":"Riyadh housing prices expected to rise after two years of decline","date":"April 26, 2016","format":false,"excerpt":"\r House prices in the Saudi capital Riyadh seem to have bottomed out after the government took steps to ease the effect of strict mortgage caps introduced about two years ago.According to the property broker JLL, both house and villa prices remained relatively stable compared with the previous quarter, as\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":168519,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/saudi-central-bank-bans-promissory-notes-for-credit-card-financing\/","url_meta":{"origin":8110,"position":4},"title":"Saudi Central Bank bans promissory notes for credit card financing","date":"December 30, 2025","format":false,"excerpt":"\r The central bank has ordered banks and finance companies to cancel existing notes and halt the practice for new credit card products, in order to strengthen consumer protection The post Saudi Central Bank bans promissory notes for credit card financing appeared first on Arabian Business: Latest News on the\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.siamlandbank.com\/propertynews\/wp-content\/uploads\/2025\/12\/credit-card-1000x667-1.jpg?fit=1000%2C667&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":29265,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uncertainty-hovers-over-saudi-arabia-residential-property-market\/","url_meta":{"origin":8110,"position":5},"title":"Uncertainty hovers over Saudi Arabia residential property market","date":"October 9, 2016","format":false,"excerpt":"\r House prices in Saudi Arabia will stutter over the coming year as investors and lenders wait out the effects of economic uncertainty and new government reforms on the kingdom's residential property market.Analysts at the Jeddah asset management and investment firm Alkhabeer Capital said that in the near term rental\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/8110"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=8110"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/8110\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=8110"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=8110"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=8110"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}