{"id":80232,"date":"2018-02-17T15:00:10","date_gmt":"2018-02-17T08:00:10","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/people-in-their-late-20s-have-worse-credit-rating-than-teenagers\/"},"modified":"2018-02-17T16:03:11","modified_gmt":"2018-02-17T09:03:11","slug":"people-in-their-late-20s-have-worse-credit-rating-than-teenagers","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/people-in-their-late-20s-have-worse-credit-rating-than-teenagers\/","title":{"rendered":"People in their late 20s have worse credit rating than teenagers"},"content":{"rendered":"


\nFigures from Experian show that people in their mid- to late 20s are the highest risksSurveys have highlighted a worrying lack of money skills among young people, but when it comes to their credit scores, it seems teenagers are doing something right. New data from Experian shared exclusively with Guardian Money suggests that, on average, 18- and 19-year-olds have better credit scores than people in their 20s, 30s and 40s. Meanwhile, the typical age range at which your credit score is at its lowest ebb is 26 to 30.The figures from Experian, one of the UK\u2019s biggest credit reference agencies, show that on average, your credit score starts off quite high, when you are something of a financial blank canvas, then goes down a bit, and then goes down some more, before starting its upward ascent at about age 31. It then keeps climbing, reaching its high point at age 55-plus. Continue reading…
\n
\nSource : theguardian.com
\nRead more…People in their late 20s have worse credit rating than teenagers<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Figures from Experian show that people in their mid- to late 20s are the highest...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-80232","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-kS4","jetpack-related-posts":[{"id":11032,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/young-homebuyers-cringe-on-credit-scores\/","url_meta":{"origin":80232,"position":0},"title":"Young homebuyers cringe on credit scores","date":"April 20, 2016","format":false,"excerpt":"\r About a third of future homebuyers say their credit score might hurt their ability to buy a home, according to a new survey by Experian.\r \r Source : cnbc.com\r Read more...Young homebuyers cringe on credit scores","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":77296,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/spike-in-uk-customers-using-experian-to-check-credit-rating-levels-out\/","url_meta":{"origin":80232,"position":1},"title":"Spike in UK customers using Experian to check credit rating levels out","date":"January 19, 2018","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Spike in UK customers using Experian to check credit rating levels out","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":84572,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/credit-reference-agencies-it-really-pays-to-know-the-score\/","url_meta":{"origin":80232,"position":2},"title":"Credit reference agencies: it really pays to know the score","date":"April 5, 2018","format":false,"excerpt":"\r Firms such as Experian and Equifax each work in a different way so you could rate as \u2018poor\u2019 or \u2018excellent\u2019I own two flats and want to take out a buy-to-let mortgage on both. I have been refused by lenders because, while my credit score with Experian is an excellent\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":15892,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/i-have-a-great-credit-rating-but-i-cant-buy-a-smartphone-on-contract\/","url_meta":{"origin":80232,"position":3},"title":"I have a great credit rating \u2013 but I can\u2019t buy a smartphone on contract","date":"June 8, 2016","format":false,"excerpt":"\r The sale wouldn\u2019t go through and Carphone Warehouse couldn\u2019t tell me whyI recently went to purchase my first smartphone on contract at a Carphone Warehouse store. But I\u00a0was informed that the sale could not proceed because of a problem with my credit rating. I opened an Experian account and\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":120069,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-can-i-fix-my-credit-report-so-i-can-get-my-mortgage\/","url_meta":{"origin":80232,"position":4},"title":"How can I fix my credit report so I can get my mortgage?","date":"December 21, 2020","format":false,"excerpt":"\r I have had an offer accepted on a new house and want to port and increase my current mortgageQ I have recently had an offer accepted on a new house. As a result, I am attempting to port and increase my current mortgage. The loan amount is being increased\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":44057,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/equifax-mistake-with-my-credit-score-nearly-lost-me-a-mortgage\/","url_meta":{"origin":80232,"position":5},"title":"Equifax mistake with my credit score nearly lost me a mortgage","date":"February 14, 2017","format":false,"excerpt":"\r It had the wrong address and downgraded my otherwise \u201cexcellent\u201d rating to \u201cpoor\u201dI have been turned down for a remortgage on my property because of my credit score. This has come as a huge shock as I have never defaulted on a debt. I immediately checked with Experian and\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/80232"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=80232"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/80232\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=80232"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=80232"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=80232"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}