{"id":80108,"date":"2018-02-16T14:00:38","date_gmt":"2018-02-16T07:00:38","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/who-gets-what-from-illness-cover-linked-to-a-mortgage-if-a-couple-split\/"},"modified":"2018-02-16T14:03:17","modified_gmt":"2018-02-16T07:03:17","slug":"who-gets-what-from-illness-cover-linked-to-a-mortgage-if-a-couple-split","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/who-gets-what-from-illness-cover-linked-to-a-mortgage-if-a-couple-split\/","title":{"rendered":"Who gets what from illness cover linked to a mortgage if a couple split?"},"content":{"rendered":"<p>&#013;<br \/>\nMy daughter has been diagnosed with cancer and gets the payout but has a 50-50 share in a houseMy 27-year-old daughter has been diagnosed with cancer. Nine months ago she, and her partner, took out a mortgage to buy a house as \u201ctenants in common\u201d (50% each). Along with this, they took out death and serious illness insurance cover. She has now been told the insurance will be paid in full.  Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2018\/feb\/16\/serious-illness-cover-insurance-payout-mortgage\" target=\"_blank\">Who gets what from illness cover linked to a mortgage if a couple split?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; My daughter has been diagnosed with cancer and gets the payout but has a 50-50&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-80108","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-kQ4","jetpack-related-posts":[{"id":45084,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/critical-illness-insurance-the-neglected-cover-that-could-be-crucial\/","url_meta":{"origin":80108,"position":0},"title":"Critical illness insurance: The neglected cover that could be crucial","date":"December 7, 2013","format":false,"excerpt":"\r Critical illness cover \u2013 which pays out if you get a life-threatening illness \u2013 has a bad reputation. But is it time to look again?Critical illness cover used to be the bad boy of the protection insurance world. This is a type of insurance that should pay out a\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":96732,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-can-my-disabled-son-get-cover-for-joint-mortgage-payments\/","url_meta":{"origin":80108,"position":1},"title":"How can my disabled son get cover for joint mortgage payments?","date":"August 27, 2018","format":false,"excerpt":"\r He is on universal credit and I\u2019m worried that if his girlfriend is unable to work he will be liable Q My son and his girlfriend are buying a house together. He is disabled and on universal credit and as a result, has very little income. So with our\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":32938,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/aviva-steps-in-to-cover-a-63000-case-of-mis-sold-insurance\/","url_meta":{"origin":80108,"position":2},"title":"Aviva steps in to cover a \u00a363,000 case of mis-sold insurance","date":"June 10, 2012","format":false,"excerpt":"\r The insurance giant allows Margaret Dibben to resolve the last problem she will tackle on behalf of readersI have just been diagnosed with terminal cancer. My wife died of cancer last year. We bought our council house in 2002 with an interest-only mortgage of \u00a363,000 and took out life\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":193,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-we-pay-off-our-mortgage-in-full\/","url_meta":{"origin":80108,"position":3},"title":"Should we pay off our mortgage in full?","date":"October 15, 2015","format":false,"excerpt":"\r We will soon be in a position to repay the capital sum on the house but have heard that keeping a small amount outstanding is sensible Q Quite by accident when tidying paperwork I noticed that I have critical illness cover on the insurance for my mortgage. A year\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":78129,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/insured-to-cover-your-mortgage-repayments-youre-probably-losing-a-fortune\/","url_meta":{"origin":80108,"position":4},"title":"Insured to cover your mortgage repayments? You\u2019re probably losing a fortune","date":"January 27, 2018","format":false,"excerpt":"\r While income protection policies are good for the self-employed, for people in their 20s and 30s they really aren\u2019t necessaryWere you sold insurance to \u201ccover\u201d your mortgage? Were you told you had to have insurance, even though you\u2019d rather not? You may well be wasting thousands of pounds.Our \u201cHow\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":40441,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/do-we-have-to-take-out-life-cover-through-our-mortgage-adviser\/","url_meta":{"origin":80108,"position":5},"title":"Do we have to take out life cover through our mortgage adviser?","date":"January 12, 2017","format":false,"excerpt":"\r They have recommended an insurance policy that costs more than we can affordQ My husband and I are in the process of buying a property. We have agreed to get life cover for the money we feel we can afford, but have just received a recommendation from our mortgage\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/80108"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=80108"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/80108\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=80108"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=80108"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=80108"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}