{"id":79684,"date":"2018-02-12T22:11:58","date_gmt":"2018-02-12T15:11:58","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-i-keep-my-flat-on-an-interest-only-mortgage-when-i-move-city\/"},"modified":"2018-02-12T23:03:58","modified_gmt":"2018-02-12T16:03:58","slug":"should-i-keep-my-flat-on-an-interest-only-mortgage-when-i-move-city","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-i-keep-my-flat-on-an-interest-only-mortgage-when-i-move-city\/","title":{"rendered":"Should I keep my flat on an interest-only mortgage when I move city?"},"content":{"rendered":"


\nI\u2019m planning to leave London and I\u2019m thinking about renting out my property Q My family and I are planning to leave London and move north. Ultimately we want to own a house in the place we move to, but we are planning on renting for the first year whilst we get established.Ten years ago we bought a two-bedroom flat in East Dulwich on part-rent part-buy scheme for key workers. At the time we could afford to buy a 25% share of the flat which was valued at \u00a3240,000. Later on, we purchased a further 50% when the value was \u00a3350,000, then bought the final 25% when the value was \u00a3415,000. Our current mortgage loan stands at about \u00a3300,000 and the flat is now valued at \u00a3500,000. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Should I keep my flat on an interest-only mortgage when I move city?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

I\u2019m planning to leave London and I\u2019m thinking about renting out my property Q My...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-79684","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-kJe","jetpack-related-posts":[{"id":112633,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/im-renting-in-london-should-i-try-to-buy-now-or-wait\/","url_meta":{"origin":79684,"position":0},"title":"I'm renting in London \u2013 should I try to buy now or wait?","date":"November 25, 2019","format":false,"excerpt":"\r I\u2019m saving for a deposit and wondering if I should leave it a few years until I can build up more Q I rent in London and I\u2019m on a yearly wage of \u00a328,000. When I have saved enough to put down a deposit on a property (ironically I\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":88051,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-i-get-a-residential-mortgage-with-immediate-consent-to-let\/","url_meta":{"origin":79684,"position":1},"title":"Can I get a residential mortgage with immediate consent to let?","date":"May 14, 2018","format":false,"excerpt":"\r I bought a house but am renting it out as I\u2019m working in a different city for a couple of years Q I bought my house in 2015 with a mortgage with an interest rate fixed for two years. At the end of the two years at the beginning\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137434,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/will-i-have-to-switch-to-a-buy-to-let-mortgage-for-a-six-month-sabbatical\/","url_meta":{"origin":79684,"position":2},"title":"Will I have to switch to a buy-to-let mortgage for a six-month sabbatical?","date":"June 19, 2023","format":false,"excerpt":"\r We\u2019re planning a six-month trip so I\u2019d like to rent my flat out while away to cover the billsQ I bought my flat a little over a year ago, and have recently agreed to take a sabbatical with my partner. We\u2019re planning to be out of the UK for\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":34828,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/dubai-expats-group-shows-the-way-to-managing-a-property-portfolio\/","url_meta":{"origin":79684,"position":3},"title":"Dubai expats group shows the way to managing a property portfolio","date":"November 18, 2016","format":false,"excerpt":"\r Chris Battle loves talking about property. But he knows he has taken it too far when his wife stops listening. \"She sort of glazes over,\" says Mr Battle, 46, from England.The couple do, however, have a lot to talk about when it comes to real estate. They own seven\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":108192,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/im-a-first-time-buyer-do-i-earn-enough-to-get-a-mortgage\/","url_meta":{"origin":79684,"position":4},"title":"I'm a first-time buyer \u2013\u00a0do I earn enough to get a mortgage?","date":"June 17, 2019","format":false,"excerpt":"\r I\u2019m worried that the repayments on my help-to-buy loan will count against me with a lenderQ I hope you might be able to provide some insight for me as I begin my (optimistic) search for a first property. I\u2019m 26 years old and single and a couple of years\u2019\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":120457,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/takeaway-below-our-flat-has-left-us-in-crippling-debt\/","url_meta":{"origin":79684,"position":5},"title":"Takeaway below our flat has left us in crippling debt","date":"February 17, 2021","format":false,"excerpt":"\r As it\u2019s now a fast-food outlet our buyers can\u2019t get a mortgage and we are paying for two propertiesI bought a flat in Haringey five years ago, which was, at the time, above an empty A1 retail unit (which excludes most food-related uses). In late 2019, planning permission was\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/79684"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=79684"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/79684\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=79684"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=79684"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=79684"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}