{"id":78465,"date":"2018-01-30T19:14:12","date_gmt":"2018-01-30T12:14:12","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/new-mortgages-fall-as-fca-warns-against-interest-only-loans\/"},"modified":"2018-01-30T20:03:28","modified_gmt":"2018-01-30T13:03:28","slug":"new-mortgages-fall-as-fca-warns-against-interest-only-loans","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/new-mortgages-fall-as-fca-warns-against-interest-only-loans\/","title":{"rendered":"New mortgages fall as FCA warns against interest-only loans"},"content":{"rendered":"<p>&#013;<br \/>\n&#013;<br \/>\n&#013;<br \/>\nSource : telegraph.co.uk&#013;<br \/>\nRead more&#8230;<a href=\"http:\/\/www.telegraph.co.uk\/business\/2018\/01\/30\/new-mortgages-fall-fca-warns-against-interest-only-loans\/\" target=\"_blank\">New mortgages fall as FCA warns against interest-only loans<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; &#013; &#013; Source : telegraph.co.uk&#013; Read more&#8230;New mortgages fall as FCA warns against interest-only loans<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-78465","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-kpz","jetpack-related-posts":[{"id":102862,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/four-in-10-uk-first-time-buyers-will-retire-with-mortgages-fca-warns\/","url_meta":{"origin":78465,"position":0},"title":"Four in 10 UK first-time buyers will retire with mortgages, FCA warns","date":"January 11, 2019","format":false,"excerpt":"\r Loans lasting up to 40 years can leave buyers unable to save for pension, say regulatorsFirst-time buyers are taking out jumbo loans on longer terms that will leave four in 10 borrowers paying off their mortgage well into retirement, regulators have warned.The Financial Conduct Authority (FCA) found that 40%\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":2855,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fca-warns-against-self-cert-mortgages-from-overseas-lenders\/","url_meta":{"origin":78465,"position":1},"title":"FCA warns against self-cert mortgages from overseas lenders","date":"January 27, 2016","format":false,"excerpt":"\r Borrowers will have no UK protection if things go wrong, cautions regulator, just days after launch of Selfcert.co.uk in Czech RepublicThe City watchdog has issued a warning to people considering taking out a self-certification mortgage from a company based outside the UK.Days after a new lender based in the\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":78501,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/interest-only-borrowers-risk-losing-homes-warns-watchdog\/","url_meta":{"origin":78465,"position":2},"title":"Interest-only borrowers risk losing homes, warns watchdog","date":"January 31, 2018","format":false,"excerpt":"\r Regulator says many of 1.67m mortgage holders face large shortfall with some ignoring problemThe City regulator has sounded an alarm about the \u201csignificant numbers\u201d of people with interest-only mortgages who may be in danger of losing their homes.The Financial Conduct Authority (FCA) said many interest-only borrowers could face a\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":78459,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fca-renews-warning-over-interest-only-mortgages\/","url_meta":{"origin":78465,"position":3},"title":"FCA renews warning over interest-only mortgages","date":"January 30, 2018","format":false,"excerpt":"\r Watchdog highlights concerns borrowers could lose homes if unable to pay final lump sum\r \r Source : ft.com\r Read more...FCA renews warning over interest-only mortgages","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":88602,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/banks-abandon-interest-only-home-loans-amid-fca-scrutiny-of-mortgage-prisoners\/","url_meta":{"origin":78465,"position":4},"title":"Banks abandon interest-only home loans amid FCA scrutiny of &#039;mortgage prisoners&#039;","date":"May 17, 2018","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Banks abandon interest-only home loans amid FCA scrutiny of 'mortgage prisoners'","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":92638,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/no-such-thing-as-free-banking-warns-fca-as-big-lenders-strengthen-grip-on-market\/","url_meta":{"origin":78465,"position":5},"title":"&#039;No such thing as free banking&#039;, warns FCA as big lenders strengthen grip on market","date":"June 27, 2018","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...'No such thing as free banking', warns FCA as big lenders strengthen grip on market","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/78465"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=78465"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/78465\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=78465"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=78465"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=78465"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}