{"id":78459,"date":"2018-01-30T17:52:00","date_gmt":"2018-01-30T10:52:00","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/fca-renews-warning-over-interest-only-mortgages\/"},"modified":"2018-01-30T19:04:26","modified_gmt":"2018-01-30T12:04:26","slug":"fca-renews-warning-over-interest-only-mortgages","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fca-renews-warning-over-interest-only-mortgages\/","title":{"rendered":"FCA renews warning over interest-only mortgages"},"content":{"rendered":"


\nWatchdog highlights concerns borrowers could lose homes if unable to pay final lump sum
\n
\nSource : ft.com
\nRead more…FCA renews warning over interest-only mortgages<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Watchdog highlights concerns borrowers could lose homes if unable to pay final lump sum ...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-78459","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-kpt","jetpack-related-posts":[{"id":2855,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fca-warns-against-self-cert-mortgages-from-overseas-lenders\/","url_meta":{"origin":78459,"position":0},"title":"FCA warns against self-cert mortgages from overseas lenders","date":"January 27, 2016","format":false,"excerpt":"\r Borrowers will have no UK protection if things go wrong, cautions regulator, just days after launch of Selfcert.co.uk in Czech RepublicThe City watchdog has issued a warning to people considering taking out a self-certification mortgage from a company based outside the UK.Days after a new lender based in the\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":78465,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/new-mortgages-fall-as-fca-warns-against-interest-only-loans\/","url_meta":{"origin":78459,"position":1},"title":"New mortgages fall as FCA warns against interest-only loans","date":"January 30, 2018","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...New mortgages fall as FCA warns against interest-only loans","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":102862,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/four-in-10-uk-first-time-buyers-will-retire-with-mortgages-fca-warns\/","url_meta":{"origin":78459,"position":2},"title":"Four in 10 UK first-time buyers will retire with mortgages, FCA warns","date":"January 11, 2019","format":false,"excerpt":"\r Loans lasting up to 40 years can leave buyers unable to save for pension, say regulatorsFirst-time buyers are taking out jumbo loans on longer terms that will leave four in 10 borrowers paying off their mortgage well into retirement, regulators have warned.The Financial Conduct Authority (FCA) found that 40%\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":83083,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/interest-only-mortgages-how-to-tackle-the-shortfall\/","url_meta":{"origin":78459,"position":3},"title":"Interest-only mortgages: how to tackle the shortfall","date":"March 19, 2018","format":false,"excerpt":"\r From remortgaging to speaking to your lender, there are a number of ways borrowers can ensure they keep their homeIt is the mortgage that has been labelled a ticking timebomb. The City regulator recently warned about the significant number of people with interest-only mortgages who are in danger of\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":155357,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/freemen-on-the-land-youtube-videos-tell-homeowners-they-arent-bound-by-mortgages\/","url_meta":{"origin":78459,"position":4},"title":"\u2018Freemen on the land\u2019: YouTube videos tell homeowners they aren\u2019t bound by mortgages","date":"June 8, 2025","format":false,"excerpt":"\r FCA has sounded alarm over growing conspiracy theory that uses arguments dating back to Magna Carta\u201cFreemen on the land\u201d sound like outlaws in a fairytale. But rather than stealing from the rich to give to the poor like Robin Hood, this group tries to convince hard-up borrowers they are\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":73980,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/first-timers-face-paying-nearly-50-more-than-other-buyers-for-uk-homes\/","url_meta":{"origin":78459,"position":5},"title":"First-timers face paying nearly 50% more than other buyers for UK homes","date":"December 7, 2017","format":false,"excerpt":"\r FCA says new buyers may pay far more interest as they have to take out longer mortgages than previous generationsFirst-time buyers could pay nearly 50% more than existing home owners for their property because typically they are spreading their mortgage repayments for longer periods of over 35 years.According to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/78459"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=78459"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/78459\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=78459"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=78459"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=78459"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}