{"id":7748,"date":"2014-10-11T13:00:00","date_gmt":"2014-10-11T06:00:00","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-banks-and-credit-agencies-can-ruin-your-life-when-youre-not-even-in-debt\/"},"modified":"2016-03-12T18:19:42","modified_gmt":"2016-03-12T11:19:42","slug":"how-banks-and-credit-agencies-can-ruin-your-life-when-youre-not-even-in-debt","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-banks-and-credit-agencies-can-ruin-your-life-when-youre-not-even-in-debt\/","title":{"rendered":"How banks and credit agencies can ruin your life \u2013 when you\u2019re not even in debt"},"content":{"rendered":"


\nCourt summons, bailiffs, county court judgments \u2013 mistaken identity turned into a two-year nightmare for one Surrey manOver the past two years Andrew Gardner\u2019s life has been turned upside down. He\u2019s had to deal with a never-ending stream of threatening letters from debt collectors, court summonses in the post, and warnings of imminent visits from bailiffs.He\u2019s also received a legal notice telling him a court judgment had been entered against him, and his credit file was left in tatters, leaving his plans to build an extension hanging in the balance. Continue reading…
\n
\nSource : theguardian.com
\nRead more…How banks and credit agencies can ruin your life \u2013 when you\u2019re not even in debt<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Court summons, bailiffs, county court judgments \u2013 mistaken identity turned into a two-year nightmare for...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-7748","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-20Y","jetpack-related-posts":[{"id":59090,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-banks-ordered-to-hold-more-capital-as-consumer-debt-surges\/","url_meta":{"origin":7748,"position":0},"title":"UK banks ordered to hold more capital as consumer debt surges","date":"June 27, 2017","format":false,"excerpt":"\r Bank of England brings forward annual stress tests as Threadneedle Street grows anxious over lenders\u2019 exposure to consumer creditThe Bank of England is to force banks to hold more capital in the face of rapid growth in lending on credit cards, car finance and personal loans.The intervention by Threadneedle\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":58260,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/debt-could-trigger-next-crash-says-thinktank\/","url_meta":{"origin":7748,"position":1},"title":"Debt could trigger next crash, says thinktank","date":"November 28, 2013","format":false,"excerpt":"\r Report suggests urgent action is needed 'to stop the UK sleepwalking into a major personal debt crisis'A growing band of credit-hungry consumers could trigger another financial crash in 10 years as banks, payday lenders and credit card companies add to the debts of low and middle income earners, a\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":67128,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/chinas-developers-to-face-a-major-debt-refinancing-scramble-in-2018-rating-agencies-say\/","url_meta":{"origin":7748,"position":2},"title":"China\u2019s developers to face a major debt refinancing scramble in 2018, rating agencies say","date":"September 22, 2017","format":false,"excerpt":"\r China is set to experience a wave of maturing debt in 2018 as Chinese property developers set about a major refinancing cycle expected to last two years, according to credit rating agencies. Real estate companies will need to roll over US$10 billion of offshore bonds and US$35 billion in\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":51809,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/banks-cracking-down-on-lending-after-borrowing-binge-survey-finds\/","url_meta":{"origin":7748,"position":3},"title":"Banks cracking down on lending after borrowing binge, survey finds","date":"April 13, 2017","format":false,"excerpt":"\r Bank of England has vouced concern over rising consumer debt, including credit cards, car loans and second mortgagesWorried lenders are starting to put the brakes on Britain\u2019s consumer borrowing binge and plan to get tougher on credit card users, according to a Bank of England survey.Its poll of all\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":9244,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/project-bonds-could-fill-funding-gap-left-by-banks\/","url_meta":{"origin":7748,"position":4},"title":"Project bonds could fill funding gap left by banks","date":"March 28, 2016","format":false,"excerpt":"\r \r Project bonds funded by institutional investors such as pensions and insurance firms could help to fill the gap in infrastructure spending created by lower oil receipts.David Dubin, the Emea head of infrastructure and energy finance for Citigroup, said project bonds provided by institutional investors had \"largely disappeared\" from\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":36558,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/families-on-tax-credit-harassment-a-massive-headache-and-real-worry\/","url_meta":{"origin":7748,"position":5},"title":"Families on tax-credit harassment: 'a massive headache and real worry'","date":"November 30, 2016","format":false,"excerpt":"\r Chased by debt collectors for overpayments made in error by HMRC, they suffer what one MP calls a \u2018menacing obstacle course\u2019 Since its introduction in 2003, the tax-credit system has been plagued with problems. For more than a decade, HM Revenue & Customs has struggled to respond swiftly to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/7748"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=7748"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/7748\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=7748"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=7748"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=7748"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}