{"id":7730,"date":"2016-03-12T14:01:10","date_gmt":"2016-03-12T07:01:10","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/a-driver-had-a-heart-attack-and-wrote-off-my-parked-car-but-im-having-to-pay\/"},"modified":"2016-03-12T14:12:58","modified_gmt":"2016-03-12T07:12:58","slug":"a-driver-had-a-heart-attack-and-wrote-off-my-parked-car-but-im-having-to-pay","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/a-driver-had-a-heart-attack-and-wrote-off-my-parked-car-but-im-having-to-pay\/","title":{"rendered":"A driver had a heart attack and wrote off my parked car \u2013 but I\u2019m having to pay"},"content":{"rendered":"<p>&#013;<br \/>\nI was nowhere near the car when the accident happened, but have lost my no-claims bonus and \u00a3750 excessMy parked car was one of several hit by a driver who lost control after having a heart attack. By the time the police arrived my wrecked vehicle had been taken away on a trailer \u2013 at least two other cars were badly damaged, but mine was a write-off.I assumed the driver\u2019s insurance would pay for the damage, but this has not been the case. I initially contacted my insurer, Admiral, and assumed that my legal expenses cover would fund a claim. However, despite endless calls to find out what was going on, I was eventually told that as I have made a claim I have lost my no-claims bonus and \u00a3750 excess. I have explained that I need my no-claims bonus restored, particularly as I am only 20 and my insurance will be unaffordable without it.  Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"http:\/\/www.theguardian.com\/money\/2016\/mar\/12\/driver-heart-attack-wrote-off-my-parked-car-lost-no-claims\" target=\"_blank\">A driver had a heart attack and wrote off my parked car \u2013 but I\u2019m having to pay<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; I was nowhere near the car when the accident happened, but have lost my no-claims&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-7730","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-20G","jetpack-related-posts":[{"id":3203,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/im-on-a-collision-course-with-ms-insurance\/","url_meta":{"origin":7730,"position":0},"title":"I\u2019m on a collision course with M&amp;S insurance","date":"January 31, 2016","format":false,"excerpt":"\r My car premium shot up after a \u2018no-fault\u2019 claim, in which a van rolled back into my parked vehicleFor several years I have used Marks & Spencer to insure my Vauxhall Corsa, with the policy most recently provided by Ageas. I have a nine-year protected no-claims bonus on the\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":8800,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/i-paid-for-no-claims-bonus-protection-but-my-insurance-premium-has-gone-up\/","url_meta":{"origin":7730,"position":1},"title":"I paid for no claims bonus protection \u2013 but my insurance premium has gone up","date":"March 22, 2016","format":false,"excerpt":"\r Zurich said that despite the extra insurance, I\u2019m going to have to pay more after a claimI insure my car with Zurich and pay extra for no claims bonus (NCB) protection. I had to make a claim this year for the first time and was told afterwards that my\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":69344,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/endsleigh-made-me-pay-after-a-car-near-to-mine-burst-into-flames\/","url_meta":{"origin":7730,"position":2},"title":"Endsleigh made me pay after a car near to mine burst into flames","date":"October 18, 2017","format":false,"excerpt":"\r The insurer made me pay an excess, increased my premium and cancelled my no-claims bonusI am a 20-year-old student in Aberdeen and have lost my no-claims bonus, paid an excess of \u00a3100 and face an increased premium on my car insurance, through no fault of my own.One night last\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":37320,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/getting-the-silent-treatment-from-europcar-over-my-hire-car-accident-claim\/","url_meta":{"origin":7730,"position":3},"title":"Getting the silent treatment from Europcar over my hire car accident claim","date":"December 7, 2016","format":false,"excerpt":"\r I reported the incident immediately but 10 months on there\u2019s no wordTen months ago another driver damaged a vehicle I was hiring through Europcar in Northern Ireland. I reported it straight away and assumed it would be a simple process. Two months later, after no communication from the company,\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":6654,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/insuring-a-provisional-driver-pay-per-month-is-the-best-policy\/","url_meta":{"origin":7730,"position":4},"title":"Insuring a provisional driver? Pay-per-month is the best policy","date":"March 20, 2010","format":false,"excerpt":"\r Provisional Marmalade is offering to insure teenage learner drivers for as little as \u00a391 a monthA new insurance policy for learner drivers, which costs around \u00a390 a month, may be the answer for parents who are finding that putting their 17-year-old son or daughter on their own policy can\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":9200,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/is-it-time-to-invest-in-a-dashcam\/","url_meta":{"origin":7730,"position":5},"title":"Is it time to invest in a dashcam?","date":"February 2, 2015","format":false,"excerpt":"\r With insurance fraud on the increase, an onboard video could prove who\u2019s to blame in an accident \u2013 and lower your premiumsWhen Samantha Dunne\u2019s car was hit at a roundabout, she struggled to prove she was not at fault. 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