{"id":76488,"date":"2018-01-13T17:00:02","date_gmt":"2018-01-13T10:00:02","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/open-banking-i-think-ill-be-keeping-my-door-shut-patrick-collinson\/"},"modified":"2018-01-13T18:03:18","modified_gmt":"2018-01-13T11:03:18","slug":"open-banking-i-think-ill-be-keeping-my-door-shut-patrick-collinson","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/open-banking-i-think-ill-be-keeping-my-door-shut-patrick-collinson\/","title":{"rendered":"Open banking? I think I\u2019ll be keeping my door shut | Patrick Collinson"},"content":{"rendered":"<p>&#013;<br \/>\nI might sound like a luddite, but I\u2019m worried that letting an app access my data might leave me vulnerable to fraudOpen banking starts on Saturday. But I think for the time being I\u2019ll be keeping my door firmly shut. Why? Because it\u2019s not absolutely clear who is going to cough up when something goes wrong, which, inevitably it will at some point.If a fraudster were to hack into, say, Lloyds Bank, or an internal employee accessed systems on behalf of the crooks, it\u2019s pretty clear where the liability lies. Lloyds would have to compensate you for any monies stolen. It also has very, very deep pockets from which to find the money. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/blog\/2018\/jan\/13\/open-banking-app-data\" target=\"_blank\">Open banking? I think I\u2019ll be keeping my door shut | Patrick Collinson<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; I might sound like a luddite, but I\u2019m worried that letting an app access my&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-76488","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-jTG","jetpack-related-posts":[{"id":50746,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/taxpayer-stake-in-lloyds-banking-group-falls-below-2pc\/","url_meta":{"origin":76488,"position":0},"title":"Taxpayer stake in Lloyds Banking Group falls below 2pc","date":"April 3, 2017","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Taxpayer stake in Lloyds Banking Group falls below 2pc","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":48140,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/taxpayer-stake-in-lloyds-banking-group-goes-below-3pc\/","url_meta":{"origin":76488,"position":1},"title":"Taxpayer stake in Lloyds Banking Group goes below 3pc","date":"March 15, 2017","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Taxpayer stake in Lloyds Banking Group goes below 3pc","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":45094,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lloyds-banking-group-profits-surge-by-more-than-150pc\/","url_meta":{"origin":76488,"position":2},"title":"Lloyds Banking Group profits surge by more than 150pc","date":"February 22, 2017","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Lloyds Banking Group profits surge by more than 150pc","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":152407,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lloyds-banking-group-profits-slip-7-amid-trump-tariffs-concern\/","url_meta":{"origin":76488,"position":3},"title":"Lloyds Banking Group profits slip 7% amid Trump tariffs concern","date":"May 1, 2025","format":false,"excerpt":"\r Chief finance officers says it remains \u2018vigilant\u2019 as it sets aside more money than expected to cover possible bad debtProfits at Lloyds Banking Group have fallen as the high street bank set aside more money than expected to deal with possible bad debts arising from Donald Trump\u2019s trade war.The\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":47235,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/few-will-spot-the-difference-in-national-insurance-at-first-patrick-collinson\/","url_meta":{"origin":76488,"position":4},"title":"Few will spot the difference in national insurance \u2013 at first | Patrick Collinson","date":"March 9, 2017","format":false,"excerpt":"\r There is a lot of jiggery pokery going on with NI from 2018-19, but it\u2019s in year two that the figures start to look painfulIs the tax rise for the self-employed a harsh new burden on gig economy workers? A hit on the \u201cstrivers\u201d setting up businesses crucial for\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":84746,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/retirement-can-you-make-your-pension-last-at-least-20-years-patrick-collinson\/","url_meta":{"origin":76488,"position":5},"title":"Retirement \u2013 can you make your pension last at least 20 years? | Patrick Collinson","date":"April 7, 2018","format":false,"excerpt":"\r The government should be providing a low-cost service to manage your retirement fundsThis week millions of workers will be forced to save more into a pension, as \u201cauto-enrolment\u201d takes a 3% cut from pay packets, and employers are obliged to chip in a further 2% of salary. Next year\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/76488"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=76488"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/76488\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=76488"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=76488"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=76488"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}