{"id":76302,"date":"2005-01-26T09:28:00","date_gmt":"2005-01-26T02:28:00","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/do-you-need-uk-citizenship-to-get-a-mortgage\/"},"modified":"2018-01-11T13:03:18","modified_gmt":"2018-01-11T06:03:18","slug":"do-you-need-uk-citizenship-to-get-a-mortgage","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/do-you-need-uk-citizenship-to-get-a-mortgage\/","title":{"rendered":"Do you need UK citizenship to get a mortgage?"},"content":{"rendered":"


\nQ I am a UK citizen and my wife is a Filipino citizen who is on a spouse visa which allows her to live and work in the UK. Currently this visa is scheduled for one more year, at which point it can be renewed for a further two. Only at the end of this three-year period can she apply for permanent residence.We have been living and working together in the UK for just over 18 months now and wish to buy a flat or small house but have been advised that most, if not all mortgage lenders will not accept an application for a joint mortgage unless my wife has a permanent residency visa. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Do you need UK citizenship to get a mortgage?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Q I am a UK citizen and my wife is a Filipino citizen who is...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-76302","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-jQG","jetpack-related-posts":[{"id":120658,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/getting-mortgage-pre-approval-to-ensure-a-safe-landing-on-your-dream-home-in-the-uk\/","url_meta":{"origin":76302,"position":0},"title":"Getting mortgage pre-approval to ensure a safe landing on your dream home in the UK","date":"May 18, 2021","format":false,"excerpt":"\r Hongkongers have emerged as among the most aggressive buyers of UK property, snapping up more than \u00a3305.6 million (US$430 million) of prime London homes in 2020. This trend is expected to continue under a new wave of emigration, as BN(O) passport holders are allowed to live in the UK\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":119536,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/planning-to-apply-for-a-uk-mortgage-watch-your-spending-and-choose-property-wisely\/","url_meta":{"origin":76302,"position":1},"title":"Planning to apply for a UK mortgage? Watch your spending and choose property wisely","date":"December 15, 2020","format":false,"excerpt":"\r Hongkongers have been busy aggressively snapping up homes in the United Kingdom ahead of a January 2021 application process that is expected to give the green light to British citizenship for them. Their favourite destinations have been the cities of London, Manchester and Birmingham.To fund these home purchases, most\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":136690,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/would-not-having-a-permanent-uk-address-affect-my-a-mortgage-application\/","url_meta":{"origin":76302,"position":2},"title":"Would not having a permanent UK address affect my a mortgage application?","date":"May 15, 2023","format":false,"excerpt":"\r I\u2019m renting now but want to spend a year as a digital nomad before trying to buy a houseQ I\u2019m a would-be first-time buyer looking to buy by myself, which I expect to be ready to do in about a year\u2019s time. I\u2019m currently renting in the UK but\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":116882,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/demand-for-uk-property-set-to-rise-as-boris-johnson-promises-visa-shake-up-to-benefit-hongkongers-fleeing-beijings-security-law\/","url_meta":{"origin":76302,"position":3},"title":"Demand for UK property set to rise as Boris Johnson promises visa shake-up to benefit Hongkongers fleeing Beijing\u2019s security law","date":"June 4, 2020","format":false,"excerpt":"\r A potential change in UK immigration policy that could pave the way to eventual citizenship for Hongkongers who hold a British National (Overseas) passport is likely to result in higher demand for homes in London and Birmingham, analysts said.\r\rInquiries about UK property had already jumped after Beijing moved to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":128795,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/share-your-experience-of-applying-for-a-mortgage-to-buy-a-uk-property-recently\/","url_meta":{"origin":76302,"position":4},"title":"Share your experience of applying for a mortgage to buy a UK property recently","date":"August 23, 2022","format":false,"excerpt":"\r We\u2019re interested to hear from people who have recently tried or are in the process of buying a home in the UK with a mortgage, and how they have found the processAs a key mortgage rate has hit over 4% for the first time since 2013 and the price\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":135656,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-homebuyers-has-your-mortgage-application-been-turned-down-recently\/","url_meta":{"origin":76302,"position":5},"title":"UK homebuyers: has your mortgage application been turned down recently?","date":"March 27, 2023","format":false,"excerpt":"\r We\u2019re keen to hear from prospective house buyers whose application for a UK residential mortgage has been rejected because of affordability checksWe\u2019d like to hear from people who have had their application for a UK residential mortgage refused recently because they did not pass a lender\u2019s affordability checks.If you\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/76302"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=76302"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/76302\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=76302"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=76302"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=76302"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}