{"id":76086,"date":"2018-01-09T09:38:10","date_gmt":"2018-01-09T02:38:10","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/homeowners-should-brace-themselves-for-rising-mortgage-rates-as-curbs-on-speculators-continue\/"},"modified":"2018-01-09T10:03:41","modified_gmt":"2018-01-09T03:03:41","slug":"homeowners-should-brace-themselves-for-rising-mortgage-rates-as-curbs-on-speculators-continue","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homeowners-should-brace-themselves-for-rising-mortgage-rates-as-curbs-on-speculators-continue\/","title":{"rendered":"Homeowners should brace themselves for rising mortgage rates as curbs on speculators continue"},"content":{"rendered":"<p>&#013;<br \/>\nMainland homebuyers could face higher financing costs this year as lenders are expected to raise mortgages rates to curb housing speculation, and help with the country\u2019s nationwide efforts to slash debt.<br \/>\nIn 35 major cities, average mortgage rates for first-time homebuyers rose to 5.38 per cent in December, up 0.93 percentage points than a year ago, according to financing and loan service site Rong360.<br \/>\nThe average rate is the equivalent to 1.1 times the benchmark rate set by the central&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : South China Morning Post&#013;<br \/>\nRead more&#8230;<a href=\"http:\/\/www.scmp.com\/business\/companies\/article\/2127400\/homeowners-should-brace-themselves-rising-mortgage-rates-curbs\" target=\"_blank\">Homeowners should brace themselves for rising mortgage rates as curbs on speculators continue<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Mainland homebuyers could face higher financing costs this year as lenders are expected to raise&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-76086","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-jNc","jetpack-related-posts":[{"id":137131,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-homeowners-and-first-time-buyers-warned-to-brace-for-5-plus-mortgage-rates\/","url_meta":{"origin":76086,"position":0},"title":"UK homeowners and first-time buyers warned to brace for 5%-plus mortgage rates","date":"May 25, 2023","format":false,"excerpt":"\r Lenders forced to raise fixed-term deals after latest inflation figure pushed swap rates upwardsHouseholds looking for a new mortgage deal have been warned to expect 5%-plus fixed-rate deals in the coming weeks, after Wednesday\u2019s inflation figures sent the money markets back into turmoil.Nick Mendes, mortgage technical manager at brokers\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":109714,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-refinances-spike-12-on-a-big-rate-drop-but-homebuyers-pull-back-again\/","url_meta":{"origin":76086,"position":1},"title":"Mortgage refinances spike 12% on a big rate drop, but homebuyers pull back again","date":"August 7, 2019","format":false,"excerpt":"\r Homeowners rushed to take advantage of a sizable drop in mortgage interest rates, but potential homebuyers were unimpressed.\r \r Source : cnbc.com\r Read more...Mortgage refinances spike 12% on a big rate drop, but homebuyers pull back again","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":80619,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-applications-tank-even-more-as-rising-rates-make-homes-less-affordable\/","url_meta":{"origin":76086,"position":2},"title":"Mortgage applications tank even more, as rising rates make homes less affordable","date":"February 21, 2018","format":false,"excerpt":"\r The numbers are getting uglier for potential homebuyers and homeowners looking to save money.\r \r Source : cnbc.com\r Read more...Mortgage applications tank even more, as rising rates make homes less affordable","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":171908,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-rates-are-easing-slightly-but-homebuyers-are-retreating\/","url_meta":{"origin":76086,"position":3},"title":"Mortgage rates are easing slightly, but homebuyers are retreating","date":"June 3, 2026","format":false,"excerpt":"\r Mortgage rates fell slightly last week, but neither current homeowners nor potential homebuyers were inspired. Demand for mortgages fell overall.\r \r Source : cnbc.com\r Read more...Mortgage rates are easing slightly, but homebuyers are retreating","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":142978,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-to-survive-mortgage-turmoil-as-rates-go-up-and-deals-are-pulled\/","url_meta":{"origin":76086,"position":4},"title":"How to survive mortgage turmoil as rates go up and deals are pulled","date":"March 11, 2024","format":false,"excerpt":"\r Homebuyers have to try to navigate their way to an affordable deal with no help in the budget to ease the painThe average mortgage rate that UK homeowners are paying is set to rise steadily over the next three years, and peak at 4.2% in 2027, according to an\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":138410,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hope-for-homebuyers-as-rates-fall-on-uk-fixed-mortgage-deals\/","url_meta":{"origin":76086,"position":5},"title":"Hope for homebuyers as rates fall on UK fixed mortgage deals","date":"July 20, 2023","format":false,"excerpt":"\r Small drops in average rates for two- and five-year fixed mortgages follow easing of inflation rate in JuneBorrowers received a glimmer of good news after average rates on new two- and five-year fixed mortgages fell for the first time since May.News of the small falls came 24 hours after\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/76086"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=76086"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/76086\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=76086"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=76086"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=76086"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}