{"id":75880,"date":"2018-01-06T14:00:06","date_gmt":"2018-01-06T07:00:06","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/personal-debt-how-you-can-shred-your-borrowing-this-year\/"},"modified":"2018-01-06T14:03:28","modified_gmt":"2018-01-06T07:03:28","slug":"personal-debt-how-you-can-shred-your-borrowing-this-year","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/personal-debt-how-you-can-shred-your-borrowing-this-year\/","title":{"rendered":"Personal debt: how you can shred your borrowing this year"},"content":{"rendered":"


\nLeft with a financial hangover after the festive period? Here\u2019s how to cut your credit card payments, overdrafts and loansFriday was Twelfth Night (unless you subscribe to the idea it\u2019s on 6 January), when we traditionally take down Christmas decorations. But while the baubles and lights may be back in the box, for many people their festive (over)spending will continue to cast a long shadow over their household finances for weeks, or even months, to come.An estimated 7.9 million people are expecting to fall behind with their finances this month as a result of Christmas costs, according to research published this week by National Debtline, run by the Money Advice Trust. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Personal debt: how you can shred your borrowing this year<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Left with a financial hangover after the festive period? Here\u2019s how to cut your credit...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-75880","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-jJS","jetpack-related-posts":[{"id":71236,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mps-launch-inquiry-into-household-finances-as-200bn-debt-pile-looms\/","url_meta":{"origin":75880,"position":0},"title":"MPs launch inquiry into household finances as \u00a3200bn debt pile looms","date":"November 8, 2017","format":false,"excerpt":"\r Treasury select committee, chaired by Nicky Morgan, will look at borrowing and whether consumers are saving adequatelyMPs have launched a formal inquiry into household finances, as personal debt hits levels unseen since the financial crisis. The Treasury select committee will examine the debt levels of UK households as well\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":34122,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-to-have-the-most-organised-christmas-ever\/","url_meta":{"origin":75880,"position":1},"title":"How to have the most organised Christmas ever","date":"November 13, 2016","format":false,"excerpt":"\r There are just 42 more sleeps 'til Christmas and although that might seem like plenty, the demands of the festive season have a habit of catching us off guard.To make sure your finances, prezzie shopping and Christmas lunch are...\r \r Source : nzherald.co.nz\/Property\r Read more...How to have the most\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":66638,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/growing-risk-of-debt-trap-if-interest-rates-stay-low-say-central-bankers\/","url_meta":{"origin":75880,"position":2},"title":"Growing risk of 'debt trap' if interest rates stay low, say central bankers","date":"September 17, 2017","format":false,"excerpt":"\r Near-zero rates have spurred borrowing and left consumers, businesses and governments at risk, says Basel institutionA new warning has been issued about the growing risk of a \u201cdebt trap\u201d if interest rates around the world stay near zero, which has encouraged borrowing by households, businesses and governments.The Bank for\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":1599,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/debt-advice-clinic-put-your-questions-to-our-experts\/","url_meta":{"origin":75880,"position":3},"title":"Debt advice clinic: put your questions to our experts","date":"January 15, 2016","format":false,"excerpt":"\r Are you struggling with debt after Christmas? Do you need advice on dealing with your creditors? Our financial experts are here to helpIn the third week of January bank balances are often running low just as bills start arriving for Christmas borrowing. It\u2019s no wonder that debt charities report\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":130680,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/kwarteng-faces-60bn-black-hole-in-public-finances-as-borrowing-costs-soar-again\/","url_meta":{"origin":75880,"position":4},"title":"Kwarteng faces \u00a360bn black hole in public finances as borrowing costs soar again","date":"October 11, 2022","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Kwarteng faces \u00a360bn black hole in public finances as borrowing costs soar again","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":436,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/whats-the-best-deal-to-pay-off-those-christmas-credit-card-bills\/","url_meta":{"origin":75880,"position":5},"title":"What\u2019s the best deal to pay off those Christmas credit card bills?","date":"January 3, 2016","format":false,"excerpt":"\r There is an array of balance transfer deals offering 0% for more than three years \u2013 but remember to finish your repayments before the interest-free period endsConsumers saddled with credit card debt built up over the festive period are being targeted by an array of balance transfer deals offering\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/75880"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=75880"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/75880\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=75880"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=75880"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=75880"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}