{"id":75373,"date":"2017-12-28T14:00:39","date_gmt":"2017-12-28T07:00:39","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/halifaxs-incompetence-has-left-me-with-a-poor-credit-rating-for-months\/"},"modified":"2017-12-28T15:03:24","modified_gmt":"2017-12-28T08:03:24","slug":"halifaxs-incompetence-has-left-me-with-a-poor-credit-rating-for-months","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/halifaxs-incompetence-has-left-me-with-a-poor-credit-rating-for-months\/","title":{"rendered":"Halifax\u2019s incompetence has left me with a poor credit rating for months"},"content":{"rendered":"


\nA system error at the bank means my card applications were recorded as \u2018hard searches\u2019 on my credit historyI applied online for a credit card with Halifax, which failed because of a \u201csystem error\u201d. Halifax said it was a temporary fault and I should wait a few days and reapply. I did so a few weeks later. This was also rejected. Soon after, I found both applications were listed as \u201chard searches\u201d and had affected my credit score. It turned out my first application was approved but didn\u2019t go through because of the system error and was listed as a failed attempt on my credit history. The second was rejected as it appeared the first attempt had failed less than 30 days previously. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Halifax\u2019s incompetence has left me with a poor credit rating for months<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

A system error at the bank means my card applications were recorded as \u2018hard searches\u2019...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-75373","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-jBH","jetpack-related-posts":[{"id":39107,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-house-prices-to-rise-marginally-in-2017-says-halifax\/","url_meta":{"origin":75373,"position":0},"title":"UK house prices to rise marginally in 2017, says Halifax","date":"December 28, 2016","format":false,"excerpt":"\r Forecast raises prospect of price declines in London and economic slowdown putting a brake on the property market House prices will rise by between 1% and 4% in 2017, according to Halifax\u2019s annual forecast, marking a sharp deceleration from 2016, as it raised the prospect of falling prices in\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":15330,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/boys-get-more-pocket-money-than-girls-halifax-survey-finds\/","url_meta":{"origin":75373,"position":1},"title":"Boys get more pocket money than girls, Halifax survey finds","date":"June 3, 2016","format":false,"excerpt":"\r Pocket money pay at nine-year high, but gender pay gap among children is growing with boys 12% better off than girls compared to 2% in 2015The gender pay gap is growing when it comes to how much pocket money children get, with boys 12% better off than girls, it\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":74738,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/halifax-cover-1227-if-you-are-loyal-370-if-youre-new-patrick-collinson\/","url_meta":{"origin":75373,"position":2},"title":"Halifax cover: \u00a31,227 if you are loyal, \u00a3370 if you're new | Patrick Collinson","date":"December 17, 2017","format":false,"excerpt":"\r No other part of the financial services industry is more riddled with blatant, though legal, misselling than the home insurance businessIf there\u2019s one financial resolution you should make for 2018, it\u2019s to change your home insurance policy. No other part of the financial services industry is more riddled with\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":68358,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-houses-prices-grow-at-fastest-rate-in-eight-months-pound-falls-business-live\/","url_meta":{"origin":75373,"position":3},"title":"UK houses prices grow at fastest rate in eight months; pound falls – business live","date":"October 6, 2017","format":false,"excerpt":"\r Annual house prices rose by 4% in September according to the lender Halifax, beating expectations. It was the strongest rate of growth since February and contradicted other reports of a weakening housing market Pound hits four-week low against dollar as Tory infighting builds 9.42am BST Jeremy Leaf, a north\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":125758,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-house-prices-hit-record-high-but-cost-of-living-crisis-likely-to-cool-market\/","url_meta":{"origin":75373,"position":4},"title":"UK house prices hit record high but cost of living crisis likely to cool market","date":"April 7, 2022","format":false,"excerpt":"\r Shortage of homes for sale and \u2018race for space\u2019 drove average cost to 282,753 in March, says HalifaxUK house prices hit a record of \u00a3282,753 in March but are likely to ease over the next year as homebuyers face higher interest rates and the cost of living squeeze, Halifax\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":144993,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-house-prices-stabilise-as-rising-wages-and-consumer-confidence-steady-market\/","url_meta":{"origin":75373,"position":5},"title":"UK house prices stabilise as rising wages and consumer confidence steady market","date":"June 7, 2024","format":false,"excerpt":"\r Average price of a home dipped by 0.1%, says Halifax, bringing cost of typical property down to \u00a3288,688Business live \u2013 latest updatesUK house prices held steady in May underpinned by rising wages and an increase in economic confidence during the important spring selling season, according to the latest data\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/75373"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=75373"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/75373\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=75373"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=75373"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=75373"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}