{"id":74876,"date":"2005-02-27T17:55:44","date_gmt":"2005-02-27T10:55:44","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/a-credit-card-with-apr-of-70-per-cent\/"},"modified":"2017-12-19T15:03:24","modified_gmt":"2017-12-19T08:03:24","slug":"a-credit-card-with-apr-of-70-per-cent","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/a-credit-card-with-apr-of-70-per-cent\/","title":{"rendered":"A credit card with APR of 70 per cent."},"content":{"rendered":"<p>&#013;<br \/>\nIt may be the lesser of two evils, writes Ben FlanaganA new credit card aimed at the poor, which has a top interest rate of nearly 70 per cent &#8211; the highest ever &#8211; has been cautiously welcomed by Consumer Credit Counselling Service (CCCS).The Vanquis Visa card attracted criticism when it was launched nationwide this month, following a trial in Scotland. It has a typical APR of 49.9 per cent but a top rate of 69.5 for borrowers it deems the highest risk. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2005\/feb\/27\/creditcards.debt\" target=\"_blank\">A credit card with APR of 70 per cent.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; It may be the lesser of two evils, writes Ben FlanaganA new credit card aimed&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-74876","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-jtG","jetpack-related-posts":[{"id":64018,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lloyds-and-halifax-customers-face-up-to-52-apr-overdraft-fee\/","url_meta":{"origin":74876,"position":0},"title":"Lloyds and Halifax customers face up to 52% APR overdraft fee","date":"August 19, 2017","format":false,"excerpt":"\r Account holders slate \u2018astonishing\u2019 rate of borrowing which is more than credit cards and payday loansThere is growing anger among some Lloyds and Halifax customers \u2013 those who regularly use their overdraft \u2013 after they received letters from the banks this week warning them that the cost of going\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":67286,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/royal-bank-of-scotland-delays-introduction-of-low-rate-credit-card\/","url_meta":{"origin":74876,"position":1},"title":"Royal Bank of Scotland delays introduction of low-rate credit card","date":"September 24, 2017","format":false,"excerpt":"\r Chief executive says high level of consumer debt is factor in decision despite bank\u2019s shrinking share of marketRoyal Bank of Scotland has postponed plans to introduce a cut-price credit card amid concerns about the \u00a3200bn of lending amassed by UK households.The 70%-taxpayer owned bank has decided against launching a\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":138145,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/henderson-lands-kai-tak-flats-snapped-up-by-young-buyers-with-70-per-cent-of-units-sold-ahead-of-interest-rate-hikes\/","url_meta":{"origin":74876,"position":2},"title":"Henderson Land\u2019s Kai Tak flats snapped up by young buyers, with 70 per cent of units sold ahead of interest rate hikes","date":"July 1, 2023","format":false,"excerpt":"\r Henderson Land sold seven out of every 10 units on offer at its Henley Park development in Kai Tak despite downward pressure in the city\u2019s home market ahead of interest rate hikes.\r \r Source : South China Morning Post\r Read more...Henderson Land\u2019s Kai Tak flats snapped up by young\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":51542,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/why-so-many-chinese-millennials-can-afford-their-own-homes\/","url_meta":{"origin":74876,"position":3},"title":"Why so many Chinese millennials can afford their own homes","date":"April 11, 2017","format":false,"excerpt":"\r A survey has suggested that mainland China has the highest rate of home ownership among young people in several countries polled. The study by HSBC found that 70 per cent of \u201cmillennials\u201d surveyed on the mainland owned their own home. That compared with 35 per cent in the United\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":135740,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/chinachem-mtr-sell-70-per-cent-of-flats-at-in-one-project-amid-improving-sentiment\/","url_meta":{"origin":74876,"position":4},"title":"Chinachem, MTR sell 70 per cent of flats at In One project amid improving sentiment","date":"April 2, 2023","format":false,"excerpt":"\r Chinachem Properties and the MTR Corp sold 151 \u2013 about 70 per cent \u2013 of the 210 flats on offer at their latest project, In One, on Sunday, as easing interest rate rises boost sentiment among homebuyers and investors.\r \r Source : South China Morning Post\r Read more...Chinachem, MTR\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":158884,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/dubai-rta-reports-28-per-cent-drop-in-nol-card-machine-top-ups-as-commuters-shift-to-digital-channels\/","url_meta":{"origin":74876,"position":5},"title":"Dubai RTA reports 28 per cent drop in Nol card machine top-ups as commuters shift to digital channels","date":"August 7, 2025","format":false,"excerpt":"\r RTA sees 80 per cent drop in machine breakdowns and 37 per cent decline in cash transactions after rollout of smart ticketing upgrades in Dubai\r \r Source : arabianbusiness.com\r Read more...Dubai RTA reports 28 per cent drop in Nol card machine top-ups as commuters shift to digital channels","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.siamlandbank.com\/propertynews\/wp-content\/uploads\/2025\/08\/Dubai-RTA-Digital-Nol-1000x646-1.jpg?fit=1000%2C646&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/74876"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=74876"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/74876\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=74876"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=74876"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=74876"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}