{"id":74738,"date":"2017-12-17T17:17:06","date_gmt":"2017-12-17T10:17:06","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/halifax-cover-1227-if-you-are-loyal-370-if-youre-new-patrick-collinson\/"},"modified":"2017-12-17T18:03:06","modified_gmt":"2017-12-17T11:03:06","slug":"halifax-cover-1227-if-you-are-loyal-370-if-youre-new-patrick-collinson","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/halifax-cover-1227-if-you-are-loyal-370-if-youre-new-patrick-collinson\/","title":{"rendered":"Halifax cover: \u00a31,227 if you are loyal, \u00a3370 if you're new | Patrick Collinson"},"content":{"rendered":"


\nNo other part of the financial services industry is more riddled with blatant, though legal, misselling than the home insurance businessIf there\u2019s one financial resolution you should make for 2018, it\u2019s to change your home insurance policy. No other part of the financial services industry is more riddled with blatant, though legal, mis-selling than the home insurance business.Take the case of Teresa Jackson (not her real name), who contacted Guardian Money recently. She lives in a three-bedroom terraced house in west London and has insured it with Halifax since 2005. The premiums have gone up nearly every year, from \u00a353 a month in 2009, to \u00a365 in 2012, and \u00a383 in 2016. Her most recent hike, to \u00a3102.25 a month, or \u00a31,227 a year, made her finally pay attention. Jackson went on to Halifax\u2019s website and entered the same details for the same cover at the same address. Back came a quote for \u00a3370 a year. In other words, she was paying 3.5 times more for the same cover. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Halifax cover: \u00a31,227 if you are loyal, \u00a3370 if you’re new | Patrick Collinson<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

No other part of the financial services industry is more riddled with blatant, though legal,...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-74738","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-jrs","jetpack-related-posts":[{"id":103,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-halifax-penalises-its-insurance-customers-for-their-loyalty\/","url_meta":{"origin":74738,"position":0},"title":"How Halifax penalises its insurance customers for their loyalty","date":"January 2, 2016","format":false,"excerpt":"\r When an elderly woman found her building insurance premiums too steep to pay, Halifax simply reopened her former mortgage accountHow much should the buildings insurance be on a \u00a3250,000 terrace house in Redcar, north-east England? 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But after handing over \u00a335,000 to a reputable insurance\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":53371,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/man-with-cancer-left-dehumanised-by-halifax-debt-chase\/","url_meta":{"origin":74738,"position":2},"title":"Man with cancer left 'dehumanised' by Halifax debt chase","date":"December 6, 2008","format":false,"excerpt":"\r It's a story that begins with a man's diagnosis of cancer and ends up - 762 phone calls and a court case later - with one of the worst examples, according to the victim, of how banks dehumanise their customers.When David Lloyd, 62, was told he had terminal lung\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":85078,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/london-house-prices-falling-at-fastest-rate-in-nine-years-says-halifax\/","url_meta":{"origin":74738,"position":3},"title":"London house prices falling at fastest rate in nine years, says Halifax","date":"April 12, 2018","format":false,"excerpt":"\r Lender reports prices down 3.2% between January and March compared with previous quarterHouse prices in London are falling at the fastest rate in nine years, according to Halifax, Britain\u2019s biggest mortgage lender.Prices in the capital were down 3.2% between January and March compared with the previous quarter, the sharpest\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":132498,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-house-prices-fall-at-fastest-rate-in-14-years-says-halifax\/","url_meta":{"origin":74738,"position":4},"title":"UK house prices fall at fastest rate in 14 years, says Halifax","date":"December 7, 2022","format":false,"excerpt":"\r Average price of property in November was \u00a3285,579, down 2.3% from \u00a3292,406 in OctoberHouse prices in the UK fell by 2.3% in November, according to Halifax, the largest monthly drop on its index since the beginning of the financial crash in 2008.The fall is the third in a row,\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":151199,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-and-co-op-bank-cut-mortgage-rates-as-halifax-and-lloyds-ease-rules\/","url_meta":{"origin":74738,"position":5},"title":"HSBC and Co-op Bank cut mortgage rates as Halifax and Lloyds ease rules","date":"April 15, 2025","format":false,"excerpt":"\r Lenders stepping up mortgage price war in apparent response to financial turmoil sparked by US tariffsUK lenders are stepping up a mortgage price war, with HSBC and the Co-operative Bank announcing fresh rate cuts, and Halifax and Lloyds Bank loosening their affordability rules to enable homebuyers to borrow more.The\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/74738"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=74738"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/74738\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=74738"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=74738"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=74738"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}