{"id":74426,"date":"2017-12-13T14:00:12","date_gmt":"2017-12-13T07:00:12","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/credit-ratings-agency-wrote-to-me-about-a-hack-but-how-did-it-get-my-details\/"},"modified":"2017-12-13T15:07:37","modified_gmt":"2017-12-13T08:07:37","slug":"credit-ratings-agency-wrote-to-me-about-a-hack-but-how-did-it-get-my-details","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/credit-ratings-agency-wrote-to-me-about-a-hack-but-how-did-it-get-my-details\/","title":{"rendered":"Credit ratings agency wrote to me about a hack, but how did it get my details?"},"content":{"rendered":"


\nI have never dealt with Equifax and don\u2019t have a mortgage, credit card or loanI recently received a letter from Equifax, the credit ratings agency, telling me that my personal details had been hacked in May. I do not have a direct relationship with Equifax and do not have a mortgage, do not use a credit card and have no loans. Equifax couldn\u2019t tell me any more. What can I do to protect myself. I have already taken out Cifas fraud protection. NP, LondonThe most likely outcome is that Equifax carried out a credit check when you took on a mobile phone contract. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Credit ratings agency wrote to me about a hack, but how did it get my details?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

I have never dealt with Equifax and don\u2019t have a mortgage, credit card or loanI...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-74426","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-jmq","jetpack-related-posts":[{"id":44057,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/equifax-mistake-with-my-credit-score-nearly-lost-me-a-mortgage\/","url_meta":{"origin":74426,"position":0},"title":"Equifax mistake with my credit score nearly lost me a mortgage","date":"February 14, 2017","format":false,"excerpt":"\r It had the wrong address and downgraded my otherwise \u201cexcellent\u201d rating to \u201cpoor\u201dI have been turned down for a remortgage on my property because of my credit score. This has come as a huge shock as I have never defaulted on a debt. I immediately checked with Experian and\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":120069,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-can-i-fix-my-credit-report-so-i-can-get-my-mortgage\/","url_meta":{"origin":74426,"position":1},"title":"How can I fix my credit report so I can get my mortgage?","date":"December 21, 2020","format":false,"excerpt":"\r I have had an offer accepted on a new house and want to port and increase my current mortgageQ I have recently had an offer accepted on a new house. As a result, I am attempting to port and increase my current mortgage. The loan amount is being increased\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":84572,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/credit-reference-agencies-it-really-pays-to-know-the-score\/","url_meta":{"origin":74426,"position":2},"title":"Credit reference agencies: it really pays to know the score","date":"April 5, 2018","format":false,"excerpt":"\r Firms such as Experian and Equifax each work in a different way so you could rate as \u2018poor\u2019 or \u2018excellent\u2019I own two flats and want to take out a buy-to-let mortgage on both. I have been refused by lenders because, while my credit score with Experian is an excellent\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":68036,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/equifax-says-further-2-5-million-americans-may-have-been-affected-by-data-breach\/","url_meta":{"origin":74426,"position":3},"title":"Equifax says further 2.5 million Americans may have been affected by data breach","date":"October 3, 2017","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Equifax says further 2.5 million Americans may have been affected by data breach","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":60912,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-credit-score-agencies-have-the-power-to-make-or-break-lives\/","url_meta":{"origin":74426,"position":4},"title":"How credit score agencies have the power to make or break lives","date":"July 17, 2017","format":false,"excerpt":"\r Defaults on a file often mean lenders will say no \u2013 to anything from a mortgage to a mobile phone contract. So what can you do?Omar Nasser came close to losing his home when his interest-only mortgage expired earlier this year and his application for a new loan was\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":121369,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/my-mortgage-is-under-threat-because-of-how-my-address-is-written\/","url_meta":{"origin":74426,"position":5},"title":"My mortgage is under threat because of how my address is written","date":"August 11, 2021","format":false,"excerpt":"\r Royal Mail and on the electoral roll list it differently, which affects my credit ratingI face being unable to secure a mortgage and losing the property I want to buy because of an anomaly with address formats in Edinburgh. The flat I rent appears in two ways: Royal Mail\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/74426"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=74426"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/74426\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=74426"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=74426"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=74426"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}