{"id":73920,"date":"2017-12-07T14:00:04","date_gmt":"2017-12-07T07:00:04","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/my-credit-rating-was-sullied-after-fraudster-took-out-a-payday-loan\/"},"modified":"2017-12-07T15:06:19","modified_gmt":"2017-12-07T08:06:19","slug":"my-credit-rating-was-sullied-after-fraudster-took-out-a-payday-loan","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/my-credit-rating-was-sullied-after-fraudster-took-out-a-payday-loan\/","title":{"rendered":"My credit rating was sullied after fraudster took out a payday loan"},"content":{"rendered":"<p>&#013;<br \/>\nMy personal details were used to get a loan that was never repaid, and it will take me 45 days for my rating to return to normalSomebody took out a payday loan in my name with Lending Stream. They combined my name, address and date of birth with their own bank account, mobile number and email address to get hold of \u00a3440 and then defaulted on repayment.  Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2017\/dec\/07\/my-credit-rating-was-sullied-after-fraudster-took-out-a-payday-loan\" target=\"_blank\">My credit rating was sullied after fraudster took out a payday loan<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; My personal details were used to get a loan that was never repaid, and it&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-73920","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-jeg","jetpack-related-posts":[{"id":90888,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/loan-tycoon-set-for-bumper-payday-as-credit-firm-amigo-readies-for-float\/","url_meta":{"origin":73920,"position":0},"title":"Loan tycoon set for bumper payday as credit firm Amigo readies for float","date":"June 7, 2018","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Loan tycoon set for bumper payday as credit firm Amigo readies for float","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":86978,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/rip-off-debts-soar-as-rent-to-own-catalogue-credit-and-doorstep-lending-surge-after-payday-loan-crackdown\/","url_meta":{"origin":73920,"position":1},"title":"Rip-off debts soar as rent-to-own, catalogue credit and doorstep lending surge after payday loan crackdown","date":"May 2, 2018","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Rip-off debts soar as rent-to-own, catalogue credit and doorstep lending surge after payday loan crackdown","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":89594,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fca-urged-to-extend-cap-on-payday-loan-fees-to-other-forms-of-credit\/","url_meta":{"origin":73920,"position":2},"title":"FCA urged to extend cap on payday loan fees to other forms of credit","date":"May 27, 2018","format":false,"excerpt":"\r Debt charities and MPs want action when City watchdog\u2019s 18-month review is publishedThe City watchdog is facing mounting pressure to extend its cap on payday lending fees and interest to a broader range of high-cost financial products before a major review of lending practices this week. Debt charities and\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":15236,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/us-proposes-new-rules-for-payday-loan-industry-to-curtail-borrower-debt\/","url_meta":{"origin":73920,"position":3},"title":"US proposes new rules for payday loan industry to curtail borrower debt","date":"June 2, 2016","format":false,"excerpt":"\r Consumer Financial Protection Bureau seeks to require lenders to check if people can afford to repay as critics accuse agency of ignoring credit needs of poorThe US government announced plans on Thursday to regulate the controversial $38.5bn payday loan industry. Regulation of the high-interest, low-dollar loan industry has until\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":49777,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/payday-loan-industry-using-former-labor-shadow-minister-as-lobbyist\/","url_meta":{"origin":73920,"position":4},"title":"Payday loan industry using former Labor shadow minister as lobbyist","date":"March 27, 2017","format":false,"excerpt":"\r Bernie Ripoll helping National Credit Providers Association argue against stronger protections for borrowersThe payday loan industry is using Labor\u2019s former shadow financial services minister to lobby against stronger protections for vulnerable and low-income borrowers.Consumer advocates have put pressure on the government to act on a promise to tighten regulation\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":77702,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/legalized-loan-sharking-payday-loan-customers-recount-their-experiences\/","url_meta":{"origin":73920,"position":5},"title":"&#039;Legalized loan sharking&#039;: payday loan customers recount their experiences","date":"January 22, 2018","format":false,"excerpt":"\r The Consumer Financial Protection Bureau has ordered a review of rules on short-term loans. Three customers say companies lured them into a trapMick Mulvaney, White House budget director and interim director of the Consumer Financial Protection Bureau, recently announced a review of rules on payday loans. Payday loan companies\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/73920"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=73920"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/73920\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=73920"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=73920"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=73920"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}