{"id":73505,"date":"2017-12-02T07:47:25","date_gmt":"2017-12-02T00:47:25","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/key-rates-are-poised-to-rise-in-the-first-quarter-but-what-does-this-mean-for-hong-kong-borrowers\/"},"modified":"2017-12-02T08:03:02","modified_gmt":"2017-12-02T01:03:02","slug":"key-rates-are-poised-to-rise-in-the-first-quarter-but-what-does-this-mean-for-hong-kong-borrowers","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/key-rates-are-poised-to-rise-in-the-first-quarter-but-what-does-this-mean-for-hong-kong-borrowers\/","title":{"rendered":"Key rates are poised to rise in the first quarter, but what does this mean for Hong Kong borrowers?"},"content":{"rendered":"


\nInterest rates in Hong Kong are rising for the first time since they were slashed following the global financial crisis. The benchmark Hong Kong interbank offered rate (Hibor) hit nine-year highs last week, and analysts expect commercial banks will change their prime rates for the first time since 2008 in the first quarter next year.
\nOver the past two years, Hong Kong government officials have issued warnings about the potential risks of higher interest rates for homeowners and companies.
\nBanks…
\n
\nSource : South China Morning Post
\nRead more…Key rates are poised to rise in the first quarter, but what does this mean for Hong Kong borrowers?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Interest rates in Hong Kong are rising for the first time since they were slashed...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-73505","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-j7z","jetpack-related-posts":[{"id":73511,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/us-interest-rate-rise-may-slow-hong-kong-home-price-growth-but-will-not-cause-a-crash\/","url_meta":{"origin":73505,"position":0},"title":"US interest rate rise may slow Hong Kong home price growth but \u2018will not cause a crash\u2019","date":"December 2, 2017","format":false,"excerpt":"\r Any rise in interest rates in the United Statescould slow growth in Hong Kong property prices, but is unlikely to reverse the long-term upward trend in a city that is already the most expensive urban centre to live in, according to market watchers. The US Federal Reserve is widely\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":114944,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/more-hong-kong-homebuyers-expected-to-switch-to-cheaper-hibor-linked-mortgages-after-banks-refuse-to-cut-prime-lending-rates\/","url_meta":{"origin":73505,"position":1},"title":"More Hong Kong homebuyers expected to switch to cheaper Hibor-linked mortgages after banks refuse to cut prime lending rates","date":"March 17, 2020","format":false,"excerpt":"\r More Hong Kong homebuyers are expected to shift to cheaper mortgages linked with the Hong Kong one-month interbank offered interest rate (Hibor) after all of the city\u2019s major commercial banks said they would not cut their prime lending rates any further, according to analysts.The city has two major types\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":170303,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-lower-us-interest-rates-will-help-hongkongers-even-if-local-prime-rates-dont-drop\/","url_meta":{"origin":73505,"position":2},"title":"How lower US interest rates will help Hongkongers even if local prime rates don\u2019t drop","date":"January 26, 2026","format":false,"excerpt":"\r Hong Kong banks may not cut their prime rates this year, but local interbank rates will still follow US rates lower, benefiting a majority of borrowers, according to a senior executive of the Hong Kong Monetary Authority (HKMA). Analysts widely expect the US Federal Reserve to cut its key\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":114515,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-is-poised-for-another-real-estate-crisis-as-falling-home-prices-drive-more-mortgage-borrowers-into-negative-equity\/","url_meta":{"origin":73505,"position":3},"title":"Hong Kong is poised for another real estate crisis as falling home prices drive more mortgage borrowers into negative equity","date":"February 25, 2020","format":false,"excerpt":"\r Hong Kong\u2019s commercial banks are cutting their valuations of mortgaged homes as they bow to the double whammy impact of a viral epidemic with months of anti-government protests, in a move that could drive even more borrowers into negative equity and provoke panic selling.The weekly Centa Valuation Index (CVI)\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":171812,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-property-upswing-poised-to-hold-despite-interest-rates-risk-moodys\/","url_meta":{"origin":73505,"position":4},"title":"Hong Kong property upswing poised to hold despite interest rates risk: Moody\u2019s","date":"May 19, 2026","format":false,"excerpt":"\r Hong Kong\u2019s residential property market recovery is unlikely to be derailed by a potential increase in interest rates amid the Middle East conflict, as demand is supported by professionals relocating to the city and surging rents, according to Moody\u2019s Ratings. At the same time, the moribund office and retail\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":95469,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kongs-homebuyers-face-first-rise-in-mortgage-costs-in-12-years-as-early-as-september\/","url_meta":{"origin":73505,"position":5},"title":"Hong Kong\u2019s homebuyers face first rise in mortgage costs in 12 years as early as September","date":"August 6, 2018","format":false,"excerpt":"\r Hong Kong banks may increase lending rates for the first time in 12 years as early as September, meaning bad news for the city\u2019s home mortgage borrowers and credit card holders as well as for companies with heavy debt loads. Their cue would come from a rise in US\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/73505"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=73505"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/73505\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=73505"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=73505"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=73505"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}