{"id":71637,"date":"2017-11-13T14:00:18","date_gmt":"2017-11-13T07:00:18","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/in-the-frame-the-real-cost-of-making-an-insurance-claim\/"},"modified":"2017-11-13T15:05:59","modified_gmt":"2017-11-13T08:05:59","slug":"in-the-frame-the-real-cost-of-making-an-insurance-claim","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/in-the-frame-the-real-cost-of-making-an-insurance-claim\/","title":{"rendered":"In the frame \u2026 the real cost of making an insurance claim"},"content":{"rendered":"<p>&#013;<br \/>\nI claimed \u00a3123 from LV= for broken spectacles but my premium has gone up by \u00a371I am in dispute with LV= over the renewal of my home insurance which has gone up from of \u00a3160 to \u00a3231. When I queried this by phone I was told it was mostly due to a claim I had made a month earlier \u2013 the first in five years. That was for a broken spectacles frame with a replacement cost of \u00a3123. I only received \u00a373 after the \u00a350 excess was deducted, which is almost the same as the increase in premium.  Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2017\/nov\/13\/lv-insurance-claim-broken-spectacles-premium-rise\" target=\"_blank\">In the frame \u2026 the real cost of making an insurance claim<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; I claimed \u00a3123 from LV= for broken spectacles but my premium has gone up by&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-71637","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-iDr","jetpack-related-posts":[{"id":31945,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/domestic-general-slams-the-door-on-my-damaged-frame-claim\/","url_meta":{"origin":71637,"position":0},"title":"Domestic &amp; General slams the door on my damaged frame claim","date":"October 28, 2016","format":false,"excerpt":"\r It denies liability after arranging delivery of a cooker, but the broken frame is a hazardIn June I received a replacement Hotpoint cooker through my Domestic & General insurance policy.The delivery man accidentally smashed the bottom of my front door frame and told me to contact D&G with photographs.\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":13026,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/dont-have-a-burglar-alarm-your-home-insurance-policy-may-be-invalid\/","url_meta":{"origin":71637,"position":1},"title":"Don\u2019t have a burglar alarm? Your home insurance policy may be invalid","date":"May 14, 2016","format":false,"excerpt":"\r LV= rejected a family\u2019s \u00a36,000 claim after a break-in, having changed its terms. Other households could also have been unwittingly left without coverIf you are one of those people who unquestioningly renews their home insurance policy each year, throwing the documents into a file without reading them, you may\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":8800,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/i-paid-for-no-claims-bonus-protection-but-my-insurance-premium-has-gone-up\/","url_meta":{"origin":71637,"position":2},"title":"I paid for no claims bonus protection \u2013 but my insurance premium has gone up","date":"March 22, 2016","format":false,"excerpt":"\r Zurich said that despite the extra insurance, I\u2019m going to have to pay more after a claimI insure my car with Zurich and pay extra for no claims bonus (NCB) protection. I had to make a claim this year for the first time and was told afterwards that my\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":27069,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/avoid-paying-a-premium-for-car-insurance\/","url_meta":{"origin":71637,"position":3},"title":"Avoid paying a premium for car insurance","date":"September 24, 2016","format":false,"excerpt":"\r Latest figures reveal the soaring costs of cover, with warnings of further rises to come. But here\u2019s what you can do to get a better dealCar insurance costs are racing ahead of inflation, with the typical premium up by 13.5% in the space of a year \u2013 or more\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":25659,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lv-forced-to-pay-rejected-burglary-claim\/","url_meta":{"origin":71637,"position":4},"title":"LV= forced to pay rejected burglary claim","date":"September 10, 2016","format":false,"excerpt":"\r Financial ombudsman says couple were treated unfairly by insurer, which had turned down the claim as they didn\u2019t have an alarmA London couple who had their \u00a36,000 burglary claim turned down by their insurer LV= because they didn\u2019t have a burglar alarm are to have their claim paid, after\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":26510,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lv-profits-slump-on-subdued-home-insurance-and-tumbling-interest-rates\/","url_meta":{"origin":71637,"position":5},"title":"LV= profits slump on subdued home insurance and tumbling interest rates","date":"September 19, 2016","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...LV= profits slump on subdued home insurance and tumbling interest rates","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/71637"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=71637"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/71637\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=71637"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=71637"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=71637"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}