{"id":71046,"date":"2017-11-06T18:47:10","date_gmt":"2017-11-06T11:47:10","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-we-pay-a-penalty-and-remortgage-while-rates-are-low\/"},"modified":"2017-11-06T19:03:58","modified_gmt":"2017-11-06T12:03:58","slug":"should-we-pay-a-penalty-and-remortgage-while-rates-are-low","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-we-pay-a-penalty-and-remortgage-while-rates-are-low\/","title":{"rendered":"Should we pay a penalty and remortgage while rates are low?"},"content":{"rendered":"


\nWe can\u2019t work out if it would be cost-effective or notQ There has been a lot in money advice columns recently about remortgaging now to secure a low interest rate, and my husband and I are really confused.Our outstanding fixed-rate mortgage is \u00a3165,000 on a property valued at \u00a3280,000. This deal ends in two years, so we would have to pay an early redemption charge of about \u00a36,000 if we remortgaged. Our current rate is 3.89% and we have 21 years remaining on the full term of the mortgage. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Should we pay a penalty and remortgage while rates are low?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

We can\u2019t work out if it would be cost-effective or notQ There has been a...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-71046","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-itU","jetpack-related-posts":[{"id":170496,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/getting-ready-to-remortgage-heres-how-to-get-the-best-rates\/","url_meta":{"origin":71046,"position":0},"title":"Getting ready to remortgage? Here\u2019s how to get the best rates","date":"February 4, 2026","format":false,"excerpt":"\r With 1.8m fixed-rate deals due to end this year, now\u2019s the time to dig out the details and look at what\u2019s on offer About 1.8m fixed-rate mortgage deals are due to end in 2026, and most of these borrowers will need to get a new home loan. If that\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":51200,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/many-options-for-remortgaging-a-property-in-uae\/","url_meta":{"origin":71046,"position":1},"title":"Many options for remortgaging a property in UAE","date":"April 7, 2017","format":false,"excerpt":"\r I bought an apartment in Dubai Marina a few years ago but looking at my paperwork it seems I am paying a higher interest rate on my mortgage than those I see advertised. Do Dubai banks allow people to remortgage and, if so, is this an option without paying\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":125589,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-happens-if-i-remortgage-two-or-three-years-into-a-fixed-rate-deal\/","url_meta":{"origin":71046,"position":2},"title":"What happens if I remortgage two or three years into a fixed-rate deal?","date":"March 21, 2022","format":false,"excerpt":"\r I\u2019m an older first-time buyer and I\u2019m confused about how my payments will change over timeQ I\u2019m an older first-time buyer and intend to get a mortgage on a property that is worth no more than \u00a3110,000. The mortgage period is 15 years and I have a 15% deposit.As\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":123517,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-i-remortgage-now-even-though-my-fixed-term-hasnt-ended\/","url_meta":{"origin":71046,"position":3},"title":"Should I remortgage now even though my fixed term hasn\u2019t ended?","date":"November 30, 2021","format":false,"excerpt":"\r With interest rates looking likely to rise, I might be able to bag a better deal by switchingQ I\u2019m just coming into the final year of my five-year fixed-rate mortgage (it ends in January 2023). With interest rates looking likely to rise, is it worth me remortgaging now and\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":139063,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-and-natwest-cut-mortgage-rates-again-as-rivals-tipped-to-follow\/","url_meta":{"origin":71046,"position":4},"title":"HSBC and NatWest cut mortgage rates again as rivals tipped to follow","date":"September 5, 2023","format":false,"excerpt":"\r Decision will ease some of pressure on UK homebuyers and people seeking remortgage dealsHSBC and NatWest have announced a fresh round of mortgage rate cuts and Britain\u2019s remaining large lenders are expected to follow suit in a move that will ease some of the pressure on hard-pressed BritonsHSBC said\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":34694,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/we-may-have-to-let-our-house-next-year-will-that-affect-our-remortgage\/","url_meta":{"origin":71046,"position":5},"title":"We may have to let our house next year \u2013 will that affect our remortgage?","date":"November 17, 2016","format":false,"excerpt":"\r My girlfriend and I want to move to the continent and wonder if we need to get a buy-to-let deal when remortgagingQ My girlfriend and I got our first mortgage of \u00a3205,000 on a house in February 2015. The mortgage has a 30-year term and an interest rate of\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/71046"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=71046"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/71046\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=71046"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=71046"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=71046"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}