{"id":69362,"date":"2017-10-18T17:13:18","date_gmt":"2017-10-18T10:13:18","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/half-of-uk-adults-are-financially-vulnerable-city-watchdog-finds\/"},"modified":"2017-10-18T18:06:35","modified_gmt":"2017-10-18T11:06:35","slug":"half-of-uk-adults-are-financially-vulnerable-city-watchdog-finds","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/half-of-uk-adults-are-financially-vulnerable-city-watchdog-finds\/","title":{"rendered":"Half of UK adults are financially vulnerable, City watchdog finds"},"content":{"rendered":"<p>&#013;<br \/>\nFCA figures will increase concern among policymakers over how British households will cope with an interest rate riseHalf of the UK population are financially vulnerable, and one in six could not cope with a \u00a350 increase in monthly bills, according to a survey of Britain\u2019s personal finances by the City regulator.The Financial Conduct Authority\u2019s biggest ever survey of households found that 4.1 million people are already in serious financial difficulty, falling behind with bills and credit card payments, with 25- to 34-year-olds the most over-indebted.  Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2017\/oct\/18\/uk-adults-financially-vulnerable-fca-interest-rate-rise\" target=\"_blank\">Half of UK adults are financially vulnerable, City watchdog finds<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; FCA figures will increase concern among policymakers over how British households will cope with an&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-69362","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-i2K","jetpack-related-posts":[{"id":137809,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-pressures-will-not-tip-uk-into-wave-of-repossessions-fca-says\/","url_meta":{"origin":69362,"position":0},"title":"Mortgage pressures will not tip UK into wave of repossessions, FCA says","date":"June 23, 2023","format":false,"excerpt":"\r After a meeting between Jeremy Hunt and bankers at No 10, Nikhil Rathi says there will be \u2018no repeat\u2019 of 2008Mounting mortgage pressures will not tip Britain into the tidal waves of repossessions witnessed in recent financial crises, the head of the City watchdog insisted after an emergency meeting\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":23657,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/more-than-1-5-million-uk-households-in-extreme-debt-says-tuc-report\/","url_meta":{"origin":69362,"position":1},"title":"More than 1.5 million UK households in extreme debt, says TUC report","date":"August 23, 2016","format":false,"excerpt":"\r Britain in the Red study finds that people are struggling to make repayments as wages have fallen since financial crisisAbout 1.6 million UK households are living in extreme debt, according to a report by the TUC, which says official figures underestimate the intense burden of repayment on many families\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":88809,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-interest-rate-setter-doubts-mortgage-borrowers-psychology\/","url_meta":{"origin":69362,"position":2},"title":"UK interest rate setter doubts mortgage borrowers\u2019 \u2018psychology\u2019","date":"May 21, 2018","format":false,"excerpt":"\r Most households should cope with higher rates but others look vulnerable\r \r Source : ft.com\r Read more...UK interest rate setter doubts mortgage borrowers\u2019 \u2018psychology\u2019","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":68754,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/watchdog-extends-energy-price-cap-to-one-million-more-uk-households\/","url_meta":{"origin":69362,"position":3},"title":"Watchdog extends energy price cap to one million more UK households","date":"October 11, 2017","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Watchdog extends energy price cap to one million more UK households","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":139348,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgage-payers-making-big-changes-to-meet-higher-payments-survey-finds\/","url_meta":{"origin":69362,"position":4},"title":"UK mortgage payers making big changes to meet higher payments, survey finds","date":"September 28, 2023","format":false,"excerpt":"\r Britons are raiding savings or cutting pension contributions, KPMG study findsMortgage holders are making big changes to their finances \u2013 from cutting pension contributions to downsizing \u2013 to cope with dramatically higher monthly payments, a new survey shows.Faced with either the immediate reality of higher mortgage costs or the\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":52646,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bill-sets-out-plan-to-tackle-extortionate-uk-overdraft-fees\/","url_meta":{"origin":69362,"position":5},"title":"Bill sets out plan to tackle &#039;extortionate&#039; UK overdraft fees","date":"April 23, 2017","format":false,"excerpt":"\r Legislation proposed by MP Rachel Reeves would make banks subject to similar rules as payday lendersBank customers ripped off by \u201cextortionate\u201d overdraft fees will get support next week from a parliamentary bill that promises to protect the most financially vulnerable from escalating charges.Rachel Reeves, a Labour MP who sits\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/69362"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=69362"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/69362\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=69362"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=69362"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=69362"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}