{"id":69198,"date":"2017-10-17T05:05:22","date_gmt":"2017-10-16T22:05:22","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/chinese-banks-demanding-proof-that-consumer-loans-are-not-being-used-to-buy-property-2\/"},"modified":"2017-10-17T05:05:24","modified_gmt":"2017-10-16T22:05:24","slug":"chinese-banks-demanding-proof-that-consumer-loans-are-not-being-used-to-buy-property-2","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/chinese-banks-demanding-proof-that-consumer-loans-are-not-being-used-to-buy-property-2\/","title":{"rendered":"Chinese banks demanding proof that consumer loans are not being used to buy property"},"content":{"rendered":"<p>&#013;<br \/>\nChina&#8217;s commercial banks have begun asking clients to submit &#8220;proof of use&#8221; for consumer loans, as the government tightens regulations on concern that such loans are being used to buy property and are helping to fuelling a property&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : nzherald.co.nz\/Property&#013;<br \/>\nRead more&#8230;<a href=\"http:\/\/www.nzherald.co.nz\/property\/news\/article.cfm?c_id=8&amp;objectid=11933785&amp;ref=rss\" target=\"_blank\">Chinese banks demanding proof that consumer loans are not being used to buy property<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; China&#8217;s commercial banks have begun asking clients to submit &#8220;proof of use&#8221; for consumer loans,&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-69198","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-i06","jetpack-related-posts":[{"id":69146,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/chinese-banks-demanding-proof-that-consumer-loans-are-not-being-used-to-buy-property\/","url_meta":{"origin":69198,"position":0},"title":"Chinese banks demanding proof that consumer loans are not being used to buy property","date":"October 16, 2017","format":false,"excerpt":"\r China\u2019s commercial banks have begun asking clients to submit \u201cproof of use\u201d for consumer loans, as the government tightens regulations on concern that such loans are being used to buy property and are helping to fuelling a property bubble. Customers of China Merchants Bank with loans upwards of 10,000\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":115758,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/over-17000-bank-customers-seek-to-defer-mortgage-payments\/","url_meta":{"origin":69198,"position":1},"title":"Over 17,000 bank customers seek to defer mortgage payments","date":"April 21, 2020","format":false,"excerpt":"\r Singapore saw more than 17,000 bank consumers applying for a deferment of their mortgage repayments, reported The Business Times. The figure, which was collated across seven major retail banks, represents around 3% of total mortgage loans here and about 2% of households with outstanding home loans. At least 3,000\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":116041,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/repayment-of-a-wider-pool-of-loans-may-be-deferred-from-6-may-mas\/","url_meta":{"origin":69198,"position":2},"title":"Repayment of a wider pool of loans may be deferred from 6 May \u2013 MAS","date":"May 4, 2020","format":false,"excerpt":"\r Banks and financial institutions are going to provide for such deferments, but it is up for their customers to opt-in for it. The Monetary Authority of Singapore (MAS) announced that individuals may request for the deferment of loan repayments which include commercial and industrial property loans, education, renovation, and\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":66970,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/nearly-us46bn-taken-out-in-short-term-consumer-loans-since-march-to-help-fund-chinese-house-buys\/","url_meta":{"origin":69198,"position":3},"title":"Nearly US$46bn taken out in short-term consumer loans since March to help fund Chinese house buys","date":"September 20, 2017","format":false,"excerpt":"\r At least 300 billion yuan (US$45.7 billion) worth of short-term consumer loans have been taken out by Chinese borrowers and ploughed into the country\u2019s housing market since March \u2013 creating a new funding channel for home buyers to circumvent government efforts at cutting record levels of debt, according to\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":51873,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/china-banks-withdraw-from-offering-apartment-backed-loans\/","url_meta":{"origin":69198,"position":4},"title":"China banks withdraw from offering apartment-backed loans","date":"April 14, 2017","format":false,"excerpt":"\r Some Chinese banks have halted lending to individual borrowers planning to use apartments built on commercial or office landas collateral, and dropped preferential interest rates for first-time home buyers, according to banking sources. Making such apartments ineligible as collateral \u2013 further squeezing the value of the previously popular product\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":140440,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/jpmorgan-says-unsecured-loans-to-mainland-chinese-developers-a-risky-move\/","url_meta":{"origin":69198,"position":5},"title":"JPMorgan says unsecured loans to mainland Chinese developers a \u2018risky move\u2019","date":"November 24, 2023","format":false,"excerpt":"\r If China allows lenders to issue loans to some developers, it \u2018would be negative for banks as it would raise concerns about national service risk and credit risk in the medium term\u2019, JPMorgan analysts say.\r \r Source : South China Morning Post\r Read more...JPMorgan says unsecured loans to mainland\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/69198"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=69198"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/69198\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=69198"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=69198"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=69198"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}