{"id":68040,"date":"2013-11-20T05:00:00","date_gmt":"2013-11-19T22:00:00","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-scheme-out-of-reach-of-lower-earners-say-researchers\/"},"modified":"2017-10-03T09:03:44","modified_gmt":"2017-10-03T02:03:44","slug":"help-to-buy-scheme-out-of-reach-of-lower-earners-say-researchers","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-scheme-out-of-reach-of-lower-earners-say-researchers\/","title":{"rendered":"Help to Buy scheme out of reach of lower earners, say researchers"},"content":{"rendered":"<p>&#013;<br \/>\nResolution Foundation finds low and middle-income families can&#8217;t afford mortgage guarantee across two-thirds of BritainLow to middle-income families are unlikely to be able to use the government&#8217;s flagship Help to Buy scheme across two-thirds of Britain, since the monthly mortgage repayment costs would be too expensive, new research shows.The Resolution Foundation thinktank found that even with rock-bottom interest rates, the leap from renting to home ownership will be &#8220;too great a stretch for low and modest-income groups,&#8221; in an analysis examining the prospects for the scheme designed to help aspirant home owners find the deposit to buy a property. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2013\/nov\/19\/help-to-buy-mortgage-expensive\" target=\"_blank\">Help to Buy scheme out of reach of lower earners, say researchers<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Resolution Foundation finds low and middle-income families can&#8217;t afford mortgage guarantee across two-thirds of BritainLow&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-68040","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-hHq","jetpack-related-posts":[{"id":64850,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/thai-government-pushes-public-private-partnership-for-housing-scheme\/","url_meta":{"origin":68040,"position":0},"title":"Thai government pushes public-private partnership for housing scheme","date":"August 29, 2017","format":false,"excerpt":"\r By Chatrudee Theparat The Thai government will let domestic and foreign investors collaborate with government agencies in developing housing projects through the public-private partnership (PPP) scheme for low-income earners and the lower-middle class under the Pracha Rat Home scheme. Deputy Prime Minister Somkid Jatusripitak has authorised the state-owned GH\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":28783,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/could-we-use-the-help-to-buy-scheme-to-move-to-a-bigger-home\/","url_meta":{"origin":68040,"position":1},"title":"Could we use the help-to-buy scheme to move to a bigger home?","date":"October 6, 2016","format":false,"excerpt":"\r We\u2019re not sure we can afford the new-build property with a normal mortgage Q I am a nurse and I own a home that an estate agent recently valued at \u00a3335,000. My partner and I would like to move to a new-build property costing \u00a3550,000. We have an outstanding\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":1332,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/budget-saving-scheme-for-low-earners-scrapped\/","url_meta":{"origin":68040,"position":2},"title":"Budget: saving scheme for low earners scrapped","date":"June 24, 2010","format":false,"excerpt":"\r Treasury slams the door on Labour's Saving Gateway which aimed to give 50p boost for every pound savedThe government has quietly scrapped one of Labour's flagship initiatives to encourage Britain's financially excluded people to save.The Saving Gateway, a scheme designed to encourage those on a low income to save\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":92604,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lower-hdb-insurance-premiums-by-july\/","url_meta":{"origin":68040,"position":3},"title":"Lower HDB insurance premiums by July","date":"June 27, 2018","format":false,"excerpt":"\r Singaporeans who use their CPF savings to repay their mortgage loans from HDB will soon enjoy savings when paying their insurance premiums under the Home Protection Scheme.\u00a0 The Central Provident Fund (CPF) board announced on Tuesday (26 June) that Singaporeans who use their CPF savings to repay their mortgage\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":171612,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-guardian-view-on-help-to-buy-entrenching-housing-inequalities-rather-than-helping-editorial\/","url_meta":{"origin":68040,"position":4},"title":"The Guardian view on help to buy: entrenching housing inequalities, rather than helping | Editorial","date":"April 24, 2026","format":false,"excerpt":"\r The Tories\u2019 flagship scheme has aided higher earners most. The latest analysis of its flaws should lead to a rethinkThe results are in. The biggest winners from the Conservatives\u2019 help to buy scheme were high-earners who were already likely to buy a house. The Institute for Fiscal Studies (IFS)\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":111688,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/childrens-future-economic-status-influenced-by-type-of-housing-parents-own\/","url_meta":{"origin":68040,"position":5},"title":"Children\u2019s future economic status influenced by type of housing parents own","date":"October 18, 2019","format":false,"excerpt":"\r Findings from the research showed that children from lower-income families enjoy greater mobility in housing wealth, while children from middle-income families tend to face downward mobility in housing wealth.\u00a0 A recent research by the National University of Singapore (NUS) revealed that the type of housing owned by Singaporean parents,\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/68040"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=68040"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/68040\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=68040"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=68040"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=68040"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}