{"id":67394,"date":"2017-09-25T21:12:41","date_gmt":"2017-09-25T14:12:41","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/is-mortgage-protection-insurance-necessary-when-buying-a-house\/"},"modified":"2017-09-25T22:03:07","modified_gmt":"2017-09-25T15:03:07","slug":"is-mortgage-protection-insurance-necessary-when-buying-a-house","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/is-mortgage-protection-insurance-necessary-when-buying-a-house\/","title":{"rendered":"Is mortgage protection insurance necessary when buying a house?"},"content":{"rendered":"


\nI have a high BMI and think I\u2019d be turned down for coverQ I have been reading articles regarding mortgage life insurance cover. Unfortunately I have a higher-than-wanted body mass index (BMI) count, and from what I\u2019ve read I believe I would find it hard to get insurance.If I wanted to sell my existing property and buy a new place, but couldn\u2019t get mortgage life insurance due to my BMI, is it compulsory to have cover to be accepted for a mortgage? Would my lender still lend to me if I earn enough to pay the mortgage? AM Continue reading…
\n
\nSource : theguardian.com
\nRead more…Is mortgage protection insurance necessary when buying a house?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

I have a high BMI and think I\u2019d be turned down for coverQ I have...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-67394","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-hx0","jetpack-related-posts":[{"id":96732,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-can-my-disabled-son-get-cover-for-joint-mortgage-payments\/","url_meta":{"origin":67394,"position":0},"title":"How can my disabled son get cover for joint mortgage payments?","date":"August 27, 2018","format":false,"excerpt":"\r He is on universal credit and I\u2019m worried that if his girlfriend is unable to work he will be liable Q My son and his girlfriend are buying a house together. He is disabled and on universal credit and as a result, has very little income. So with our\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":40441,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/do-we-have-to-take-out-life-cover-through-our-mortgage-adviser\/","url_meta":{"origin":67394,"position":1},"title":"Do we have to take out life cover through our mortgage adviser?","date":"January 12, 2017","format":false,"excerpt":"\r They have recommended an insurance policy that costs more than we can affordQ My husband and I are in the process of buying a property. We have agreed to get life cover for the money we feel we can afford, but have just received a recommendation from our mortgage\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":78129,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/insured-to-cover-your-mortgage-repayments-youre-probably-losing-a-fortune\/","url_meta":{"origin":67394,"position":2},"title":"Insured to cover your mortgage repayments? You\u2019re probably losing a fortune","date":"January 27, 2018","format":false,"excerpt":"\r While income protection policies are good for the self-employed, for people in their 20s and 30s they really aren\u2019t necessaryWere you sold insurance to \u201ccover\u201d your mortgage? Were you told you had to have insurance, even though you\u2019d rather not? You may well be wasting thousands of pounds.Our \u201cHow\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":80108,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/who-gets-what-from-illness-cover-linked-to-a-mortgage-if-a-couple-split\/","url_meta":{"origin":67394,"position":3},"title":"Who gets what from illness cover linked to a mortgage if a couple split?","date":"February 16, 2018","format":false,"excerpt":"\r My daughter has been diagnosed with cancer and gets the payout but has a 50-50 share in a houseMy 27-year-old daughter has been diagnosed with cancer. Nine months ago she, and her partner, took out a mortgage to buy a house as \u201ctenants in common\u201d (50% each). Along with\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":14782,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-maybe-paying-too-much-for-insurance-says-research\/","url_meta":{"origin":67394,"position":4},"title":"Homebuyers maybe paying too much for insurance, says research","date":"May 29, 2016","format":false,"excerpt":"\r 14% took out policy with mortgage lender, with some doing so because they thought it might help mortgage applicationHomebuyers have been warned they could be paying more than necessary for home insurance after research revealed one in seven took out policies with their mortgage lender.The study by Gocompare.com found\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":92604,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lower-hdb-insurance-premiums-by-july\/","url_meta":{"origin":67394,"position":5},"title":"Lower HDB insurance premiums by July","date":"June 27, 2018","format":false,"excerpt":"\r Singaporeans who use their CPF savings to repay their mortgage loans from HDB will soon enjoy savings when paying their insurance premiums under the Home Protection Scheme.\u00a0 The Central Provident Fund (CPF) board announced on Tuesday (26 June) that Singaporeans who use their CPF savings to repay their mortgage\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/67394"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=67394"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/67394\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=67394"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=67394"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=67394"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}