{"id":64890,"date":"2017-08-29T20:26:11","date_gmt":"2017-08-29T13:26:11","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/does-the-help-to-buy-scheme-really-offer-the-best-rates\/"},"modified":"2017-08-29T20:32:39","modified_gmt":"2017-08-29T13:32:39","slug":"does-the-help-to-buy-scheme-really-offer-the-best-rates","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/does-the-help-to-buy-scheme-really-offer-the-best-rates\/","title":{"rendered":"Does the help-to-buy scheme really offer the best rates?"},"content":{"rendered":"<p>&#013;<br \/>\nI\u2019ve offered my daughter a loan but she thinks the government scheme will be a better betQ My daughter is a first-time buyer and wants to use the government\u2019s help-to-buy scheme even though I have offered to give her \u00a350,000 as a deposit on a \u00a3200,000 house. She thinks rates are better with help to buy. Is this true? MSA No \u2013 quite the reverse judging by the mortgage lenders I\u2019ve looked at. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2017\/aug\/29\/does-help-to-buy-scheme-offer-best-rates\" target=\"_blank\">Does the help-to-buy scheme really offer the best rates?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; I\u2019ve offered my daughter a loan but she thinks the government scheme will be a&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-64890","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-gSC","jetpack-related-posts":[{"id":8256,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-isa-offers-a-helping-hand-on-to-the-housing-ladder\/","url_meta":{"origin":64890,"position":0},"title":"Help-to-buy Isa offers a helping hand on to the housing ladder","date":"November 28, 2015","format":false,"excerpt":"\r Young people struggling to save for their first home are now being offered a help-to-buy Isa, which comes with a tax-free handout from the government. We pick through the detailsA tax-free payment from the government of up to \u00a36,000 for couples buying their first home, and interest rates of\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":3409,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/london-help-to-buy-verdict-on-the-first-mortgage-rates\/","url_meta":{"origin":64890,"position":1},"title":"London Help to Buy: verdict on the first mortgage rates","date":"February 2, 2016","format":false,"excerpt":"\r The new London Help to Buy equity scheme launched yesterday: Telegraph Money provides an analysis of the rates released so far\r \r Source : telegraph.co.uk\r Read more...London Help to Buy: verdict on the first mortgage rates","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":68040,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-scheme-out-of-reach-of-lower-earners-say-researchers\/","url_meta":{"origin":64890,"position":2},"title":"Help to Buy scheme out of reach of lower earners, say researchers","date":"November 20, 2013","format":false,"excerpt":"\r Resolution Foundation finds low and middle-income families can't afford mortgage guarantee across two-thirds of BritainLow to middle-income families are unlikely to be able to use the government's flagship Help to Buy scheme across two-thirds of Britain, since the monthly mortgage repayment costs would be too expensive, new research shows.The\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":94985,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/is-it-right-to-be-cautious-about-the-help-to-buy-scheme\/","url_meta":{"origin":64890,"position":3},"title":"Is it right to be cautious about the help-to-buy scheme?","date":"July 30, 2018","format":false,"excerpt":"\r Help-to-buy is not an option if you don\u2019t want a new-build home \u2013 and interest rates can be higherQ In your opinion is help-to-buy a good option? Both my sons \u2013 who are 30 and 35 \u2013 have been renting for 15 years but now want to get on\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":138299,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/profits-at-uk-homebuilder-barratt-drop-by-half-as-buyer-demand-slumps\/","url_meta":{"origin":64890,"position":4},"title":"Profits at UK homebuilder Barratt drop by half as buyer demand slumps","date":"July 13, 2023","format":false,"excerpt":"\r Soaring interest rates and end of help-to-buy scheme blamed for driving away first-time buyersBritain\u2019s largest housebuilder, Barratt Developments, suffered a 56% drop in annual profits after a significant slump in demand, as the surge in interest rates and the end of the help-to-buy scheme drove away first-time buyers.Demand from\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":12562,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/buy-a-luxury-flat-for-only-hk1-2m-downpayment-henderson-lands-95pc-home-mortgage-scheme-offered-at-mid-levels-project\/","url_meta":{"origin":64890,"position":5},"title":"Buy a luxury flat for only HK$1.2m downpayment?  Henderson Land\u2019s 95pc home mortgage scheme offered at Mid-Levels project","date":"May 10, 2016","format":false,"excerpt":"\r A luxury residential project in West Mid-Levels will only require buyers at presale to put down a 5 per cent initial deposit, or HK$1.2 million, for a home worth HK$24 million.\r \r Source : South China Morning Post\r Read more...Buy a luxury flat for only HK.2m downpayment? Henderson Land\u2019s\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/64890"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=64890"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/64890\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=64890"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=64890"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=64890"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}