{"id":64022,"date":"2017-08-19T13:00:06","date_gmt":"2017-08-19T06:00:06","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/a-free-railcard-or-a-2000-overdraft-how-to-pick-the-best-student-account\/"},"modified":"2017-08-19T13:22:30","modified_gmt":"2017-08-19T06:22:30","slug":"a-free-railcard-or-a-2000-overdraft-how-to-pick-the-best-student-account","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/a-free-railcard-or-a-2000-overdraft-how-to-pick-the-best-student-account\/","title":{"rendered":"A free railcard or a \u00a32,000 overdraft? How to pick the best student account"},"content":{"rendered":"


\nTwo things are vital to help you make the correct choice \u2013 the giveaways on offer and the amount of interest-free overdraft you\u2019ll receive and whenSchool leavers found out this week which university they will be going to, and over the next month they and their parents will be wondering how on earth they are going to afford it. For many it will be the first time they run a proper bank account and look after their own money. So which account should a fresher choose?Proximity of the bank and its branches may influence some; others will automatically go with the one their parents are with. But cool-headed students will choose an account on two things: the value of the interest-free overdraft on offer, and whether the giveaways are worth taking. Continue reading…
\n
\nSource : theguardian.com
\nRead more…A free railcard or a \u00a32,000 overdraft? How to pick the best student account<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Two things are vital to help you make the correct choice \u2013 the giveaways on...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-64022","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-gEC","jetpack-related-posts":[{"id":90012,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/why-cant-the-uk-cap-overdraft-fees-some-us-states-have-a-7-limit\/","url_meta":{"origin":64022,"position":0},"title":"Why can't the UK cap overdraft fees? Some US states have a 7% limit","date":"May 31, 2018","format":false,"excerpt":"\r The FCA\u2019s new measures don\u2019t go far enough to protect consumers from sky-high bank chargesYou check your account balance at a cash machine and what do you see? You have, say, \u00a31,200 in your account \u2013 but \u201cavailable funds\u201d of \u00a32,200. It\u2019s one of the tricks used by banks\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":64018,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lloyds-and-halifax-customers-face-up-to-52-apr-overdraft-fee\/","url_meta":{"origin":64022,"position":1},"title":"Lloyds and Halifax customers face up to 52% APR overdraft fee","date":"August 19, 2017","format":false,"excerpt":"\r Account holders slate \u2018astonishing\u2019 rate of borrowing which is more than credit cards and payday loansThere is growing anger among some Lloyds and Halifax customers \u2013 those who regularly use their overdraft \u2013 after they received letters from the banks this week warning them that the cost of going\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":19172,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/unplanned-overdraft-fees-four-times-costlier-than-payday-loans\/","url_meta":{"origin":64022,"position":2},"title":"Unplanned overdraft fees 'four times costlier than payday loans'","date":"July 9, 2016","format":false,"excerpt":"\r Which? calls for a cap on \u2018punitive\u2019 charges after research shows bank rates harming vulnerable customers Going overdrawn on a current account without permission can now be up to four times more costly than taking out a payday loan, according to new research from consumer body Which? Continue reading...\r\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":87177,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/overdrafts-can-you-cut-the-cost-of-yours\/","url_meta":{"origin":64022,"position":3},"title":"Overdrafts: can you cut the cost of yours?","date":"May 5, 2018","format":false,"excerpt":"\r A quarter of UK adults have been overdrawn in the past year, paying out a total of \u00a31.2bnLabour this week pledged to cap overdraft costs for millions of hard-pressed bank account holders, promising an average saving of \u00a386 a year. However, there are things people can do right now\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":64058,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/co-op-bank-in-trouble-as-it-fails-to-tell-customers-monthly-cost-of-overdraft-fees\/","url_meta":{"origin":64022,"position":4},"title":"Co-op Bank in trouble as it fails to tell customers monthly cost of overdraft fees","date":"August 20, 2017","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Co-op Bank in trouble as it fails to tell customers monthly cost of overdraft fees","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":70762,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lloyds-and-halifax-overdraft-customers-to-pay-smaller-fees-but-not-all\/","url_meta":{"origin":64022,"position":5},"title":"Lloyds and Halifax overdraft customers to pay smaller fees \u2013 but not all","date":"November 2, 2017","format":false,"excerpt":"\r Shake-up announced by Lloyds Group will benefit many customers, but charges are still \u2018way out of line\u2019Many Lloyds Bank and Halifax customers will see their overdraft costs shrink week \u2013 but some will pay more.A shake-up of fees announced by Lloyds Banking Group in July took effect on 2\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/64022"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=64022"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/64022\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=64022"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=64022"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=64022"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}