{"id":6302,"date":"2015-03-05T07:01:20","date_gmt":"2015-03-05T00:01:20","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-scheme-needs-replacement-before-it-ends-warn-mortgage-lenders\/"},"modified":"2016-02-29T09:56:06","modified_gmt":"2016-02-29T02:56:06","slug":"help-to-buy-scheme-needs-replacement-before-it-ends-warn-mortgage-lenders","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-scheme-needs-replacement-before-it-ends-warn-mortgage-lenders\/","title":{"rendered":"Help-to-buy scheme needs replacement before it ends, warn mortgage lenders"},"content":{"rendered":"


\nFailure to replace mortgage guarantee scheme, which is due to end in 2016, would hit first-time buyers and competition in housing market, says IMLAFailure to replace the help-to-buy mortgage guarantee scheme when it comes to an end next year will choke off competition and push the first-time buyer market back into decline, lenders have warned.The scheme, which offers banks and building societies a government guarantee on mortgages of up to 95% loan to value (LTV) on existing properties, was launched in late 2013 as part of a series of measures to kickstart the housing market. But it is scheduled to end in 2016. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Help-to-buy scheme needs replacement before it ends, warn mortgage lenders<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Failure to replace mortgage guarantee scheme, which is due to end in 2016, would hit...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-6302","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-1DE","jetpack-related-posts":[{"id":155342,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgage-guarantee-scheme-due-to-end-with-no-news-on-replacement\/","url_meta":{"origin":6302,"position":0},"title":"UK mortgage guarantee scheme due to end with no news on replacement","date":"June 7, 2025","format":false,"excerpt":"\r More than 53,000 mortgages have been completed using scheme, which encourages lenders to offer up to 95% loansA government scheme to encourage UK lenders to offer 95% mortgages is scheduled to end this month, with no word yet on when its replacement will be launched.The mortgage guarantee scheme went\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11990,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-lenders-launch-mortgage-price-war\/","url_meta":{"origin":6302,"position":1},"title":"Help to Buy lenders launch mortgage price war","date":"January 19, 2014","format":false,"excerpt":"\r Borrowers wanting a 95% mortgage are benefiting from greater competition, as Barclays becomes the latest to enter the marketProspective buyers with small deposits are benefiting from a price war among mortgage lenders, say brokers, after the last of the major high street banks launched its 95% deal under Help\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":133071,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/government-extends-generation-buy-mortgage-guarantee\/","url_meta":{"origin":6302,"position":2},"title":"Government extends \u2018generation buy\u2019 mortgage guarantee","date":"December 20, 2022","format":false,"excerpt":"\r Scheme to help first-time buyers on to property ladder has been used by more than 24,000 households across UKThe government is extending the mortgage guarantee scheme, which helps buyers with small deposits get on the property ladder as higher borrowing costs threaten to put the brakes on the UK\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":17732,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/eu-mortgage-rules-will-create-confusion-industry-experts-warn\/","url_meta":{"origin":6302,"position":3},"title":"EU mortgage rules will create confusion, industry experts warn","date":"June 7, 2013","format":false,"excerpt":"\r Rules to require mortgage lenders to display an additional historic interest rate figure is labelled 'completely mad'Mortgage lenders may soon have to tell borrowers the maximum interest rate they have charged during the past two decades when they advertise their loans, in a move that industry figures have warned\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":140863,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-property-market-what-will-happen-to-house-prices-and-mortgage-rates-in-2024\/","url_meta":{"origin":6302,"position":4},"title":"UK property market: what will happen to house prices and mortgage rates in 2024?","date":"December 30, 2023","format":false,"excerpt":"\r Whether you are a first-time buyer or remortaging, we look at what the new year could bringIt has been a rollercoaster year in the mortgage world, with rates moving up and down with each new piece of economic data. The housing market has been bumpy, too. In September, prices\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":56584,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/is-a-10-deposit-enough-to-get-a-mortgage-on-a-new-build-house\/","url_meta":{"origin":6302,"position":5},"title":"Is a 10% deposit enough to get a mortgage on a new-build house?","date":"June 1, 2017","format":false,"excerpt":"\r We\u2019ve been advised to look into the help-to-buy scheme to boost our deposit but we\u2019re not sure if that\u2019s our best optionQ My partner and I have put our names down for a new-build property in north-west England, with the completion date in November or December. We expect to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/6302"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=6302"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/6302\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=6302"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=6302"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=6302"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}