{"id":61032,"date":"2017-07-18T12:01:11","date_gmt":"2017-07-18T05:01:11","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/let-homebuyers-borrow-more-on-energy-efficient-properties-urges-report\/"},"modified":"2017-07-18T12:09:19","modified_gmt":"2017-07-18T05:09:19","slug":"let-homebuyers-borrow-more-on-energy-efficient-properties-urges-report","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/let-homebuyers-borrow-more-on-energy-efficient-properties-urges-report\/","title":{"rendered":"Let homebuyers borrow more on energy efficient properties, urges report"},"content":{"rendered":"


\nMaking energy ratings a factor in mortgage offers could let people borrow \u00a34,000 to \u00a311,500 more, says Lenders groupHomebuyers could take out bigger mortgages if the energy ratings of properties were factored into the lending criteria of banks and building societies, government-funded research has found.Although estate agents are legally bound to display energy performance certificates (EPCs) in property listings, few buying decisions hinge on energy bill costs and the efficiency of a home is not considered in affordability calculations by lenders. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Let homebuyers borrow more on energy efficient properties, urges report<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Making energy ratings a factor in mortgage offers could let people borrow \u00a34,000 to \u00a311,500...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-61032","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-fSo","jetpack-related-posts":[{"id":125786,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-could-struggle-with-mortgages-as-uk-banks-tighten-affordability-tests\/","url_meta":{"origin":61032,"position":0},"title":"Homebuyers could struggle with mortgages as UK banks tighten affordability tests","date":"April 11, 2022","format":false,"excerpt":"\r Brokers warn soaring bills, tax rises and big hike in cost of household basics have forced lenders to recalculate modelsHomebuyers wanting to take out a mortgage could soon struggle to get the size of loan they need, as banks begin taking into account the cost of living crisis when\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":122680,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lenders-need-to-warm-up-to-energy-efficient-homes\/","url_meta":{"origin":61032,"position":1},"title":"Mortgage lenders need to warm up to energy-efficient homes","date":"October 20, 2021","format":false,"excerpt":"\r Government\u2019s net zero plan wants to link energy upgrades to home financing, but policy details will be critical If you want to live in an energy inefficient home, expect to pay more for your mortgage. Or perhaps the implied message in the government\u2019s net zero documents was starker: you\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":15,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/rule-changes-may-push-more-homebuyers-in-canada-into-cheaper-condominium-market\/","url_meta":{"origin":61032,"position":2},"title":"Rule changes may push more homebuyers in Canada into cheaper condominium market","date":"December 14, 2015","format":false,"excerpt":"\r Canada\u2019s move to tighten mortgage rules and raise some fees on lenders will likely make it more expensive for consumers to borrow, but could boost one of the most vulnerable segments of the market \u2013 Toronto\u2019s big supply of condominiums.\r \r Source : South China Morning Post\r Read more...Rule\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":150586,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-looser-affordability-rules-may-widen-home-ownership-in-the-uk\/","url_meta":{"origin":61032,"position":3},"title":"How looser affordability rules may widen home ownership in the UK","date":"April 5, 2025","format":false,"excerpt":"\r Mortgage lenders encouraged by regulator to loosen affordability tests so would-be homebuyers can borrow moreUK mortgages: warning over big fees as homebuying season arrivesDuring the coming weeks and months, many more people may be able to buy a property they would previously assumed was out of their price range.One\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":151199,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-and-co-op-bank-cut-mortgage-rates-as-halifax-and-lloyds-ease-rules\/","url_meta":{"origin":61032,"position":4},"title":"HSBC and Co-op Bank cut mortgage rates as Halifax and Lloyds ease rules","date":"April 15, 2025","format":false,"excerpt":"\r Lenders stepping up mortgage price war in apparent response to financial turmoil sparked by US tariffsUK lenders are stepping up a mortgage price war, with HSBC and the Co-operative Bank announcing fresh rate cuts, and Halifax and Lloyds Bank loosening their affordability rules to enable homebuyers to borrow more.The\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":117086,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/englands-first-time-buyers-with-10-deposit-struggle-to-find-mortgage\/","url_meta":{"origin":61032,"position":5},"title":"England's first-time buyers with 10% deposit struggle to find mortgage","date":"June 12, 2020","format":false,"excerpt":"\r More and more lenders halt such deals despite the English housing market reopening First-time buyers in England are being locked out of the recently reopened housing market because there are hardly any mortgages available to those who can only manage a 10% deposit, it emerged this week.Mortgage lenders have\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/61032"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=61032"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/61032\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=61032"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=61032"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=61032"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}